Money Market Accounts

When shopping for a savings account, don't forget to consider money market accounts. Explore the different benefits of MMAs.

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This type of account can offer a low-risk way to earn a high yield.

Here’s answers to your top MMA questions.

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Follow these simple steps to earn competitive rates on your shorter-term savings.

Get the most out of your money market account

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Why get a money market account

Learn about how these lesser-known accounts walk the line between savings and checking accounts, offering some of the best features of both.

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Pros and cons of MMAs

Explore the main advantages and disadvantages of opening a money market account.

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How MMAs work

Bankrate's complete guide to money market accounts and how they work.

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MMAs with no minimum balance

If you're struggling to meet balance requirements, these money market accounts can solve that problem while offering a strong APY.

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Latest articles

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Money market funds are available from several different brokers and fund managers.

Ally’s money market account offers a high APY, no minimum deposit or monthly fee.

The name of the game with compound interest is time — the more of it you have, the bigger the payoff.

Lay away cash for an emergency or short-term goals with a money market mutual fund.

Our picks provide customers with almost everything they need to bank in the branch, at home or on the road.

Savings account and money market rate forecast

Expect savings and money market account yields to slide lower, but they still should outpace inflation

Many of these banks offer low-fee accounts and higher yields than some of the biggest banks.

How Reg. D impacts your savings account and why it pays to check with your bank.

Financial manager meeting with couple in bank branch office

Get the latest rates on top-yielding money market accounts.

Whimsical illustration of a hand putting a quarter into a miniature but realistic high end safe. As if it were a piggy bank

Comparing savings rates can ensure you get the best return on your savings.

Here’s how to financially prepare for the possibility of sudden unemployment.

We list three accounts to park your savings this summer as you wait to buy a house.

Here’s how to determine the amount to put in savings — and what to do with the rest.

The APY percentage shows how much an account earns per year. Here’s what you need to know.

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measuring the waistline of cash bills, comical

A spending diet can help you pursue your financial goals and save cash. Here’s how.

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You can’t take it with you, so what happens to your bank account after you pass on?

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Keep fees in check when you shift money from one bank account to another.

Easy mornings and working from home for this couple

Savings yields topping inflation could let you hold onto your purchasing power.

If you’re struggling to pay off debt and build savings, you’re not alone.

Knowing a savings bond’s value can help you decide whether to hold it or redeem it.

Knowing your ATM withdrawal limits can make a sudden need for cash easier to handle.

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