Money Market Accounts

When shopping for a savings account, don't forget to consider money market accounts. Explore the different benefits of MMAs.

Money Market Rates

Savings Calculator

Jumbo MMA Rates

Explore MMA basics

A man looking at a comically large stack of cash

This type of account can offer a low-risk way to earn a high yield.

A senior man is on a smartphone.

Here’s answers to your top MMA questions.

Two women look over paperwork and a computer

Follow these simple steps to earn competitive rates on your shorter-term savings.

Get the most out of your money market account

MMA

Why get a money market account

Learn about how these lesser-known accounts walk the line between savings and checking accounts, offering some of the best features of both.

MMA

Pros and cons of MMAs

Explore the main advantages and disadvantages of opening a money market account.

MMA

How MMAs work

Bankrate's complete guide to money market accounts and how they work.

Image for MMAs with no minimum balance

MMA

MMAs with no minimum balance

If you're struggling to meet balance requirements, these money market accounts can solve that problem while offering a strong APY.

Experts in all things banking

Our expert writers and editors bring you timely news and reliable information - backed by data and first-hand experience.

About Bankrate's team

Greg McBride, CFA

Chief Financial Analyst

Principal U.S. Economy Reporter

Senior Economic Analyst

Learn more

Latest articles

Man working on laptop and drinking coffee

Money market funds are available from several different brokers and fund managers.

A man researches online.

Looking for a place to park your savings? Here’s why a MMA might be appealing.

A young woman researches on her phone at a cafe.

Short answer? Yes. Here’s what you need to know.

Woman using mobile phone at the bar

These accounts sound similar, but there are some key differences to know.

Asian women using laptop computer at home working space.

CD terms can range from three months to five years. Learn which one is right for you.

A young female researches on her phone.

Here’s everything you need to know about no-penalty CDs.

Woman online banking with a tablet

How Reg. D impacts your savings account and why it pays to check with your bank.

A guide to mutual funds

Not sure how to get started investing with mutual funds? We’ll help you understand the basics.

An attractive African American female creates content with a video camera in a bright office.

Learn how deinfluencers help you save money by promoting mindful spending habits.

Financial manager meeting with couple in bank branch office

Get the latest rates on top-yielding money market accounts.

Whimsical illustration of a hand putting a quarter into a miniature but realistic high end safe. As if it were a piggy bank

Comparing savings rates can ensure you get the best return on your savings.

Young Asian woman using smartphone while relaxing on armchair, checking her bank account via online banking and managing her finances. Online personal banking. Wealth management. Digital banking habits. Smart banking with technology

Here’s how to determine what a good interest rate is on your deposit accounts.

Older gentleman using a laptop

Knowing a savings bond’s value can help you decide whether to hold it or redeem it.

Woman working with business document and laptop on the table

It’s a low interest rate environment, but there are ways to earn more on your money.

female soldier and her husband use a banking app to check the state of their finances

Bank account budgeting tools make it easy to track your personal finances.

Side view of father cooking food while daughter having apple in kitchen

These simple moves can help build a cash cushion.

loan manager with paperwork talking with client in bank branch

The most impressive banks make it easy to interact both on old and new channels.

An attractive African American female creates content with a video camera in a bright office.

Learn how deinfluencers help you save money by promoting mindful spending habits.

A father multi-tasks with his young son.

Savers, here are strategies to invest in CDs.

exterior of Bank of America branch building

Knowing bank holiday schedules can help you avoid delays on necessary transactions.

Financial manager meeting with couple in bank branch office

Get the latest rates on top-yielding money market accounts.

Woman watering plants.

Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.

Whimsical illustration of a hand putting a quarter into a miniature but realistic high end safe. As if it were a piggy bank

Comparing savings rates can ensure you get the best return on your savings.

Young Asian woman using smartphone while relaxing on armchair, checking her bank account via online banking and managing her finances. Online personal banking. Wealth management. Digital banking habits. Smart banking with technology

Here’s how to determine what a good interest rate is on your deposit accounts.

The trusted provider of accurate rates and financial information