Money Market Accounts
When shopping for a savings account, don't forget to consider money market accounts. Explore the different benefits of MMAs.
Explore MMA basics
This type of account can offer a low-risk way to earn a high yield.
Here’s answers to your top MMA questions.
Follow these simple steps to earn competitive rates on your shorter-term savings.
Get the most out of your money market account
MMA
Pros and cons of MMAs
Explore the main advantages and disadvantages of opening a money market account.
MMA
MMAs with no minimum balance
If you're struggling to meet balance requirements, these money market accounts can solve that problem while offering a strong APY.
Weekly MMA Rates
Bankrate consistently has offers well above the national average to help you earn more on your savings.
Bankrate Partner Average
The "Bankrate Partner average" is calculated from the average of the top savings account offers from the institutions we track, included on this page as of 04/01/2025. "National average" is determined by Bankrate's comprehensive national survey of savings accounts and CDs.
The "Bankrate Partner average" is calculated from the average of the top savings account offers from the institutions we track, included on this page as of 04/01/2025. "National average" is determined by Bankrate's comprehensive national survey of savings accounts and CDs.
3.75%APY
VS
National Average
0.45%APY
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- Introduction to Money Market Accounts
This type of account can offer a low-risk way to earn a high yield.
What every saver needs to know about money markets accounts.
Looking for a place to park your savings? Here’s why a MMA might be appealing.
A money market account is like a parking spot for cash, but with a few guardrails.
These accounts sound similar, but there are some key differences to know.
Latest articles
Money market funds are available from several different brokers and fund managers.
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Earn more on your business cash with high-yield accounts offering competitive APYs.
Ally’s money market account offers a high APY, no minimum deposit or monthly fee.
Business money market accounts offer higher yields while maintaining access to funds.
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Learn why you need to check your APY.
Many of these banks offer low-fee accounts and higher yields than some of the biggest banks.
Interest is the price you pay to borrow money or the cost you charge to lend money.
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Get the latest rates on top-yielding money market accounts.
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The best bank and credit union for you will depend on your banking needs, but in general, the best banks offer accounts with low or no minimum balance requirements and don’t charge monthly fees — or [...]
Keep fees in check when you shift money from one bank account to another.
Compound interest is a powerful force for people who want to build their savings.
Our top 5 picks scored highly for access, range of products and digital options.
Interest is the price you pay to borrow money or the cost you charge to lend money.
High-yield savings rates fluctuate over time. Let’s explore what causes that.
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