Money Market Accounts

When shopping for a savings account, don't forget to consider money market accounts. Explore the different benefits of MMAs.

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This type of account can offer a low-risk way to earn a high yield.

Here’s answers to your top MMA questions.

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Follow these simple steps to earn competitive rates on your shorter-term savings.

Get the most out of your money market account

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Why get a money market account

Learn about how these lesser-known accounts walk the line between savings and checking accounts, offering some of the best features of both.

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Pros and cons of MMAs

Explore the main advantages and disadvantages of opening a money market account.

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How MMAs work

Bankrate's complete guide to money market accounts and how they work.

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MMAs with no minimum balance

If you're struggling to meet balance requirements, these money market accounts can solve that problem while offering a strong APY.

Weekly MMA Rates

Bankrate consistently has offers well above the national average to help you earn more on your savings.

See our top MMA rates

Bankrate Partner Average

The "Bankrate Partner average" is calculated from the average of the top savings account offers from the institutions we track, included on this page as of 04/02/2025. "National average" is determined by Bankrate's comprehensive national survey of savings accounts and CDs.

3.75^%_APY

National Average

0.45^%_APY

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Latest articles

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Money market funds are available from several different brokers and fund managers.

Our top 5 picks scored highly for access, range of products and digital options.

Earn more on your business cash with high-yield accounts offering competitive APYs.

Ally’s money market account offers a high APY, no minimum deposit or monthly fee.

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Business money market accounts offer higher yields while maintaining access to funds.

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Find the right business savings account to help your company’s money grow.

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Learn why you need to check your APY.

Many of these banks offer low-fee accounts and higher yields than some of the biggest banks.

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Savings yields topping inflation could let you hold onto your purchasing power.

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Consider a savings account with an APY above the inflation rate.

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Wondering what to do when it comes to saving during a recession? Here’s what the experts have to say.

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For savers, here’s what to consider when the Fed lowers interest rates.

The best account to save your money will vary by your goal.

It’s important to find the right accounts for your emergency savings.

If you’re looking to become a better saver, here are some tips for setting savings goals.

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Here are five ways automatic transfers can make growing your savings easy.

Walk away with stacks of cash just for opening a checking or savings account.

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Being scammed can have devastating effects on your finances. Here’s how to stop it.

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Protecting your financial data can help keep your money safe from fraudsters.

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The best bank and credit union for you will depend on your banking needs, but in general, the best banks offer accounts with low or no minimum balance requirements and don’t charge monthly fees — or [...]

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Keep fees in check when you shift money from one bank account to another.

Compound interest is a powerful force for people who want to build their savings.

Our top 5 picks scored highly for access, range of products and digital options.

Interest is the price you pay to borrow money or the cost you charge to lend money.

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