Money Market Accounts
When shopping for a savings account, don't forget to consider money market accounts. Explore the different benefits of MMAs.
Explore MMA basics
This type of account can offer a low-risk way to earn a high yield.
Here’s answers to your top MMA questions.
Follow these simple steps to earn competitive rates on your shorter-term savings.
Get the most out of your money market account
MMA
Pros and cons of MMAs
Explore the main advantages and disadvantages of opening a money market account.
MMA
MMAs with no minimum balance
If you're struggling to meet balance requirements, these money market accounts can solve that problem while offering a strong APY.
Weekly MMA Rates
Bankrate consistently has offers well above the national average to help you earn more on your savings.
Bankrate Partner Average
The "Bankrate Partner average" is calculated from the average of the top savings account offers from the institutions we track, included on this page as of 05/13/2025. "National average" is determined by Bankrate's comprehensive national survey of savings accounts and CDs.
The "Bankrate Partner average" is calculated from the average of the top savings account offers from the institutions we track, included on this page as of 05/13/2025. "National average" is determined by Bankrate's comprehensive national survey of savings accounts and CDs.
3.75%APY
VS
National Average
0.46%APY
Experts in all things banking
Our expert writers and editors bring you timely news and reliable information - backed by data and first-hand experience.
About Bankrate's team
Chief Financial Analyst
Principal U.S. Economy Reporter
Senior Economic Analyst
Compare top-rated banks
Learn more
This type of account can offer a low-risk way to earn a high yield.
What every saver needs to know about money markets accounts.
Looking for a place to park your savings? Here’s why a MMA might be appealing.
A money market account is like a parking spot for cash, but with a few guardrails.
These accounts sound similar, but there are some key differences to know.
Latest articles
The study shows that the number of Americans with less emergency savings has ballooned since the crisis began.
Here’s what a proposed tax credit for travel could mean for you.
When it comes to handling a windfall, don’t rush it. You’re going to want to make a financial plan.
Here’s how to optimize your saving strategy in a tough economy.
In case of a potential emergency, it pays to be financially prepared.
Half of those same households report having taken on more debt.
Here’s what the online bank is offering to help customers boost their savings and meet financial goals.
These common mistakes are costing us a huge chunk of change.
The trusted provider of accurate rates and financial information