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Money Market Accounts

When shopping for a savings account, don't forget to consider money market accounts. Explore the different benefits of MMAs.

Explore MMA basics

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This type of account can offer a low-risk way to earn a high yield.
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Here’s answers to your top MMA questions.
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Follow these simple steps to earn competitive rates on your shorter-term savings.

Get the most out of your money market account

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Why get a money market account

Learn about how these lesser-known accounts walk the line between savings and checking accounts, offering some of the best features of both.

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Pros and cons of MMAs

Explore the main advantages and disadvantages of opening a money market account.

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How MMAs work

Bankrate's complete guide to money market accounts and how they work.

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MMA

MMAs with no minimum balance

If you're struggling to meet balance requirements, these money market accounts can solve that problem while offering a strong APY.

 

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Experts in all things banking

Our expert writers and editors bring you timely news and reliable information - backed by data and first-hand experience.

About Bankrate's team
Greg McBride

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Chief Financial Analyst

Sarah Foster

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Principal U.S. Economy Reporter

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Senior Economic Analyst

Latest articles

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Money market funds are available from several different brokers and fund managers.
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Looking for a place to park your savings? Here’s why a MMA might be appealing.
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Short answer? Yes. Here’s what you need to know.
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These accounts sound similar, but there are some key differences to know.
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Get the latest rates on top-yielding money market accounts.
Whimsical illustration of a hand putting a quarter into a miniature but realistic high end safe. As if it were a piggy bank
Comparing savings rates can ensure you get the best return on your savings.
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Here’s how to determine what a good interest rate is on your deposit accounts.
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Knowing a savings bond’s value can help you decide whether to hold it or redeem it.
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It’s a low interest rate environment, but there are ways to earn more on your money.
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Bank account budgeting tools make it easy to track your personal finances.
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These simple moves can help build a cash cushion.
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Savings yields topping inflation could let you hold onto your purchasing power.
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High inflation has a financial toll similar to job loss.
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More U.S. adults have seen household savings decline than rise in the past year.
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Paying medical expenses with pre-tax dollars is smart, but budgeting is key.
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The Fed’s move is the biggest increase since 1994 and undoubtedly raises the risks of a recession.
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Challenger banks are embracing cash in a bid to better serve their customers.
SavingsBond
Savings bonds are a simple way to save but redeeming them is a little more complex.
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The online-only bank’s savings rate tops many competitors.
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Many challenges still exist but advances have made earning and saving money easier.
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