Money Market Accounts

When shopping for a savings account, don't forget to consider money market accounts. Explore the different benefits of MMAs.

Explore MMA basics

A man looking at a comically large stack of cash

This type of account can offer a low-risk way to earn a high yield.

Here’s answers to your top MMA questions.

Two women look over paperwork and a computer

Follow these simple steps to earn competitive rates on your shorter-term savings.

Get the most out of your money market account

MMA

Why get a money market account

Learn about how these lesser-known accounts walk the line between savings and checking accounts, offering some of the best features of both.

MMA

Pros and cons of MMAs

Explore the main advantages and disadvantages of opening a money market account.

MMA

How MMAs work

Bankrate's complete guide to money market accounts and how they work.

MMA

MMAs with no minimum balance

If you're struggling to meet balance requirements, these money market accounts can solve that problem while offering a strong APY.

Experts in all things banking

Our expert writers and editors bring you timely news and reliable information - backed by data and first-hand experience.

About Bankrate's team

Greg McBride, CFA

Chief Financial Analyst

Sarah Foster

Principal U.S. Economy Reporter

Mark Hamrick

Senior Economic Analyst

Learn more

Latest articles

Man working on laptop and drinking coffee

Money market funds are available from several different brokers and fund managers.

Ally’s money market account offers a high APY, no minimum deposit or monthly fee.

The name of the game with compound interest is time — the more of it you have, the bigger the payoff.

Lay away cash for an emergency or short-term goals with a money market mutual fund.

Our picks provide customers with almost everything they need to bank in the branch, at home or on the road.

Savings account and money market rate forecast

Expect savings and money market account yields to slide lower, but they still should outpace inflation

Many of these banks offer low-fee accounts and higher yields than some of the biggest banks.

How Reg. D impacts your savings account and why it pays to check with your bank.

Financial manager meeting with couple in bank branch office

Get the latest rates on top-yielding money market accounts.

Whimsical illustration of a hand putting a quarter into a miniature but realistic high end safe. As if it were a piggy bank

Comparing savings rates can ensure you get the best return on your savings.

Here’s how to financially prepare for the possibility of sudden unemployment.

We list three accounts to park your savings this summer as you wait to buy a house.

Here’s how to determine the amount to put in savings — and what to do with the rest.

The APY percentage shows how much an account earns per year. Here’s what you need to know.

Subscriptions are easy to lose track of, but these apps can help restore order.

measuring the waistline of cash bills, comical

A spending diet can help you pursue your financial goals and save cash. Here’s how.

Clocks are displayed across an image of a dollar bill.

Take a look at the days when CDs were offering investors double-digit returns.

You can spend less on reorders and still have the security features you need.

Smiling couple sitting on stairs in a loft sharing cell phone

Physical cash is becoming less relevant as money management goes digital, but it’s a good idea to have a reasonable amount of cash at home in case of emergencies. Here’s more information about how [...]

Smiling woman with shaved head paying via tap to pay while shopping at flea market

Let’s look at several online banks and credit unions that let you deposit cash.

Mom preparing financial paperwork at home while her child draws next to her

Many households have too little saved to survive job loss or other emergencies.

Over time, ATM fees have climbed. Here’s what you need to know.

Young smiling woman using mobile phone while working on a laptop at a cafe

Mobile apps make managing your money a snap and mobile alerts can help protect it.

Man Working At Computer And Talking To Clients On Phone

These popular banks are available to speak with customers around-the-clock.

The trusted provider of accurate rates and financial information