Money Market Accounts

When shopping for a savings account, don't forget to consider money market accounts. Explore the different benefits of MMAs.

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This type of account can offer a low-risk way to earn a high yield.

Here’s answers to your top MMA questions.

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Follow these simple steps to earn competitive rates on your shorter-term savings.

Get the most out of your money market account

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Why get a money market account

Learn about how these lesser-known accounts walk the line between savings and checking accounts, offering some of the best features of both.

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Pros and cons of MMAs

Explore the main advantages and disadvantages of opening a money market account.

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How MMAs work

Bankrate's complete guide to money market accounts and how they work.

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MMAs with no minimum balance

If you're struggling to meet balance requirements, these money market accounts can solve that problem while offering a strong APY.

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Latest articles

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Money market funds are available from several different brokers and fund managers.

Ally’s money market account offers a high APY, no minimum deposit or monthly fee.

The name of the game with compound interest is time — the more of it you have, the bigger the payoff.

Lay away cash for an emergency or short-term goals with a money market mutual fund.

Our picks provide customers with almost everything they need to bank in the branch, at home or on the road.

Savings account and money market rate forecast

Expect savings and money market account yields to slide lower, but they still should outpace inflation

Many of these banks offer low-fee accounts and higher yields than some of the biggest banks.

How Reg. D impacts your savings account and why it pays to check with your bank.

Financial manager meeting with couple in bank branch office

Get the latest rates on top-yielding money market accounts.

Whimsical illustration of a hand putting a quarter into a miniature but realistic high end safe. As if it were a piggy bank

Comparing savings rates can ensure you get the best return on your savings.

Here’s how to financially prepare for the possibility of sudden unemployment.

We list three accounts to park your savings this summer as you wait to buy a house.

Here’s how to determine the amount to put in savings — and what to do with the rest.

The APY percentage shows how much an account earns per year. Here’s what you need to know.

Subscriptions are easy to lose track of, but these apps can help restore order.

measuring the waistline of cash bills, comical

A spending diet can help you pursue your financial goals and save cash. Here’s how.

A bank building with a large gold medal hanging from it

Banks and banking technology are in a constant state of evolution. Whether you’re opening a high-yield savings account at a bank because it offers a yield that’s outpacing inflation, or joining a bank [...]

Switching banks can be complicated. Here’s your checklist to success.

There’s a right way to handle old checks. The wrong way can cost you.

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Money market accounts share the same FDIC protections as savings accounts and CDs.

Here’s how these two bank fees compare and how to best avoid them.

Smiling young woman with smartphone walking on the street

Looking to use Zelle for a transfer?Here are the Zelle limits at various banks.

Federal Reserve Chair Jerome Powell speaks at a press conference after a Federal Open Market Committee (FOMC) meeting

Fed officials signaled no immediate plans to begin cutting interest rates.

Savings bonds are safe and easy to buy, but you can earn higher interest income elsewhere.

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