Money Market Accounts
When shopping for a savings account, don't forget to consider money market accounts. Explore the different benefits of MMAs.
Explore MMA basics

This type of account can offer a low-risk way to earn a high yield.

What every saver needs to know about money markets accounts.

Follow these simple steps to earn competitive rates on your shorter-term savings.
Get the most out of your money market account
MMA
Pros and cons of MMAs
Explore the main advantages and disadvantages of opening a money market account.

MMA
How to open an MMA
Bankrate's complete guide to opening a money market account to grow your savings.
Weekly MMA Rates
Bankrate consistently has offers well above the national average to help you earn more on your savings.
Bankrate Partner Average
The "Bankrate Partner average" is calculated from the average of the top savings account offers from the institutions we track, included on this page as of 06/16/2025. "National average" is determined by Bankrate's comprehensive national survey of savings accounts and CDs.
The "Bankrate Partner average" is calculated from the average of the top savings account offers from the institutions we track, included on this page as of 06/16/2025. "National average" is determined by Bankrate's comprehensive national survey of savings accounts and CDs.
3.84%APY
VS
National Average
0.46%APY
Experts in all things banking
Our expert writers and editors bring you timely news and reliable information - backed by data and first-hand experience.
About Bankrate's team
Chief Financial Analyst

Principal U.S. Economy Reporter

Senior Economic Analyst
Compare top-rated banks

Latest articles

Powell faced criticism from Democratic congressmen for his positive evaluation of the job market despite a period of slow pay gains.

Federal Reserve Chairman Jerome Powell delivered a positive assessment of the U.S. economy that nonetheless faces some risks.

Experts are betting that a recession will occur by the end of 2021, a new survey suggests.

Will the Federal Reserve raise borrowing costs two times in 2019, as it initially anticipated? That’s a question even the officials on the inside can’t answer.

It could save you time when switching accounts and even inspire you to build a bank of your own.

Are bank mistakes giving you a headache? Here’s what to do.

A tweak to your bank’s online address might help you sidestep a scam.

What’s all that tech spending doing for banks and their customers?
The trusted provider of accurate rates and financial information