Money Market Accounts
When shopping for a savings account, don't forget to consider money market accounts. Explore the different benefits of MMAs.
Explore MMA basics
This type of account can offer a low-risk way to earn a high yield.
What every saver needs to know about money markets accounts.
Follow these simple steps to earn competitive rates on your shorter-term savings.
Get the most out of your money market account
MMA
Pros and cons of MMAs
Explore the main advantages and disadvantages of opening a money market account.
MMA
How to open an MMA
Bankrate's complete guide to opening a money market account to grow your savings.
Weekly MMA Rates
Bankrate consistently has offers well above the national average to help you earn more on your savings.
Bankrate Partner Average
The "Bankrate Partner average" is calculated from the average of the top savings account offers from the institutions we track, included on this page as of 06/01/2025. "National average" is determined by Bankrate's comprehensive national survey of savings accounts and CDs.
The "Bankrate Partner average" is calculated from the average of the top savings account offers from the institutions we track, included on this page as of 06/01/2025. "National average" is determined by Bankrate's comprehensive national survey of savings accounts and CDs.
3.90%APY
VS
National Average
0.46%APY
Experts in all things banking
Our expert writers and editors bring you timely news and reliable information - backed by data and first-hand experience.
About Bankrate's team
Chief Financial Analyst
Principal U.S. Economy Reporter
Senior Economic Analyst
Compare top-rated banks
Learn more
This type of account can offer a low-risk way to earn a high yield.
What every saver needs to know about money markets accounts.
Looking for a place to park your savings? Here’s why a MMA might be appealing.
A money market account is like a parking spot for cash, but with a few guardrails.
These accounts sound similar, but there are some key differences to know.
Latest articles
The Fed voted to leave interest rates alone for the second-straight meeting.
Branch banking is rapidly changing with the rise of automation and fintech.
Many Americans are adding nothing to their savings. These are the biggest reasons.
Fed Chairman Jerome Powell said the U.S. central bank is in no rush to adjust rates.
You just sent money to a stranger. So, how do you get it back?
The U.S. economy expanded at a slower pace in the fourth quarter of 2018, but came in well ahead of estimates.
Powell faced criticism from Democratic congressmen for his positive evaluation of the job market despite a period of slow pay gains.
Federal Reserve Chairman Jerome Powell delivered a positive assessment of the U.S. economy that nonetheless faces some risks.
The trusted provider of accurate rates and financial information