Money Market Accounts
When shopping for a savings account, don't forget to consider money market accounts. Explore the different benefits of MMAs.
Explore MMA basics

This type of account can offer a low-risk way to earn a high yield.

What every saver needs to know about money markets accounts.

Follow these simple steps to earn competitive rates on your shorter-term savings.
Get the most out of your money market account
MMA
Pros and cons of MMAs
Explore the main advantages and disadvantages of opening a money market account.

MMA
How to open an MMA
Bankrate's complete guide to opening a money market account to grow your savings.
Weekly MMA Rates
Bankrate consistently has offers well above the national average to help you earn more on your savings.
Bankrate Partner Average
The "Bankrate Partner average" is calculated from the average of the top savings account offers from the institutions we track, included on this page as of 06/16/2025. "National average" is determined by Bankrate's comprehensive national survey of savings accounts and CDs.
The "Bankrate Partner average" is calculated from the average of the top savings account offers from the institutions we track, included on this page as of 06/16/2025. "National average" is determined by Bankrate's comprehensive national survey of savings accounts and CDs.
3.84%APY
VS
National Average
0.46%APY
Experts in all things banking
Our expert writers and editors bring you timely news and reliable information - backed by data and first-hand experience.
About Bankrate's team
Chief Financial Analyst

Principal U.S. Economy Reporter

Senior Economic Analyst
Compare top-rated banks

Latest articles

Federal Reserve officials are giving themselves room to be flexible with monetary policy.

Challenged by fintech startups, banks are pushing new services to customers.

The Fed voted to leave interest rates alone for the second-straight meeting.

Branch banking is rapidly changing with the rise of automation and fintech.

Many Americans are adding nothing to their savings. These are the biggest reasons.

Fed Chairman Jerome Powell said the U.S. central bank is in no rush to adjust rates.

You just sent money to a stranger. So, how do you get it back?

The U.S. economy expanded at a slower pace in the fourth quarter of 2018, but came in well ahead of estimates.
The trusted provider of accurate rates and financial information