Money Market Accounts

When shopping for a savings account, don't forget to consider money market accounts. Explore the different benefits of MMAs.

Explore MMA basics

A man looking at a comically large stack of cash

This type of account can offer a low-risk way to earn a high yield.

Here’s answers to your top MMA questions.

Two women look over paperwork and a computer

Follow these simple steps to earn competitive rates on your shorter-term savings.

Get the most out of your money market account

MMA

Why get a money market account

Learn about how these lesser-known accounts walk the line between savings and checking accounts, offering some of the best features of both.

MMA

Pros and cons of MMAs

Explore the main advantages and disadvantages of opening a money market account.

MMA

How MMAs work

Bankrate's complete guide to money market accounts and how they work.

MMA

MMAs with no minimum balance

If you're struggling to meet balance requirements, these money market accounts can solve that problem while offering a strong APY.

Experts in all things banking

Our expert writers and editors bring you timely news and reliable information - backed by data and first-hand experience.

About Bankrate's team

Greg McBride, CFA

Chief Financial Analyst

Sarah Foster

Principal U.S. Economy Reporter

Mark Hamrick

Senior Economic Analyst

Learn more

Latest articles

Man working on laptop and drinking coffee

Money market funds are available from several different brokers and fund managers.

Looking for a place to park your savings? Here’s why a MMA might be appealing.

A young woman researches on her phone at a cafe.

Short answer? Yes. Here’s what you need to know.

These accounts sound similar, but there are some key differences to know.

Asian women using laptop computer at home working space.

CD terms can range from three months to five years. Learn which one is right for you.

Here’s everything you need to know about no-penalty CDs.

How Reg. D impacts your savings account and why it pays to check with your bank.

Not sure how to get started investing with mutual funds? We’ll help you understand the basics.

Knowing a savings bond’s value can help you decide whether to hold it or redeem it.

Whimsical illustration of a hand putting a quarter into a miniature but realistic high end safe. As if it were a piggy bank

Comparing savings rates can ensure you get the best return on your savings.

Woman working with business document and laptop on the table

It’s a low interest rate environment, but there are ways to earn more on your money.

female soldier and her husband use a banking app to check the state of their finances

Bank account budgeting tools make it easy to track your personal finances.

Side view of father cooking food while daughter having apple in kitchen

These simple moves can help build a cash cushion.

Easy mornings and working from home for this couple

Savings yields topping inflation could let you hold onto your purchasing power.

The amount of money you should save each month will vary based on your goals. Here’s what to know.

Confused about finding an HSA? Use these tips to determine the best deal for you.

Senate Majority Leader Mitch McConnell (R-KY) talks with reporters.

It’s an “in case of fire, break glass” kind of moment.

Sen. Angus King (I-ME) sets up a sign alongside a bipartisan group of Democrat and Republican members of Congress as they announce a proposal for a Covid-19 relief bill.

If passed, the Senate’s proposal would be the first major relief plan since March.

Federal Reserve Chairman Jerome Powell speaks at post-meeting press conference

The Fed has more in its back pocket than just cutting interest rates.

President-elect Joe Biden speaks at a Delaware address

Workers may be one step closer to seeing a big boost in the minimum wage.

There’s no need to see a teller at the bank when you can perform these tasks on your smartphone.

President-elect Joe Biden speaks to the media after the transition advisory board

Biden will be focused on handling the coronavirus pandemic and the recession.

Financial abuse comes in many forms and targets different sets of victims. Here’s what you need to know.

Men hands holding a US Government Treasury check

The deadline has recently been extended, but you’re still going to want to act fast.

The trusted provider of accurate rates and financial information