Money Market Accounts
When shopping for a savings account, don't forget to consider money market accounts. Explore the different benefits of MMAs.
Explore MMA basics
This type of account can offer a low-risk way to earn a high yield.
What every saver needs to know about money markets accounts.
Follow these simple steps to earn competitive rates on your shorter-term savings.
Get the most out of your money market account
MMA
Pros and cons of MMAs
Explore the main advantages and disadvantages of opening a money market account.
MMA
How to open an MMA
Bankrate's complete guide to opening a money market account to grow your savings.
Weekly MMA Rates
Bankrate consistently has offers well above the national average to help you earn more on your savings.
Bankrate Partner Average
The "Bankrate Partner average" is calculated from the average of the top savings account offers from the institutions we track, included on this page as of 05/29/2025. "National average" is determined by Bankrate's comprehensive national survey of savings accounts and CDs.
The "Bankrate Partner average" is calculated from the average of the top savings account offers from the institutions we track, included on this page as of 05/29/2025. "National average" is determined by Bankrate's comprehensive national survey of savings accounts and CDs.
3.85%APY
VS
National Average
0.46%APY
Experts in all things banking
Our expert writers and editors bring you timely news and reliable information - backed by data and first-hand experience.
About Bankrate's team
Chief Financial Analyst
Principal U.S. Economy Reporter
Senior Economic Analyst
Compare top-rated banks
Learn more
This type of account can offer a low-risk way to earn a high yield.
What every saver needs to know about money markets accounts.
Looking for a place to park your savings? Here’s why a MMA might be appealing.
A money market account is like a parking spot for cash, but with a few guardrails.
These accounts sound similar, but there are some key differences to know.
Latest articles
Ending the crisis depends largely on eradicating the virus and the economic problems it opened up.
From relief checks to unemployment insurance, here’s what could impact your wallet.
How much is too much? Here’s everything you need to know.
Economists say a second wave is the biggest downside risk to the U.S. economy this year.
The study shows that the number of Americans with less emergency savings has ballooned since the crisis began.
Here’s a breakdown of the president’s unemployment benefit plan.
The fine print appears murky, and its implementation will be rife with challenges.
Here’s how to help get your financial stress under control.
The trusted provider of accurate rates and financial information