Banking
From checking account details to bank reviews, debit card insights and more — you’ll find smart banking basics here.
Banking Basics
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Latest Articles
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What is the Federal Open Market Committee (FOMC)? Meet the key policymakers shaping your finances
These policymakers will influence the crucial debate of when to cut interest rates.
5 min read Jul 30, 2024 -
3 ways to take advantage of high CD rates
Locking in a high yield now could be beneficial in the event rates begin to drop.
6 min read Jul 30, 2024 -
Debit-card spending limits: How to increase yours
Knowing your limit before making a purchase can help you make smarter decisions.
3 min read Jul 30, 2024 -
What is a callable CD?
Callable CDs can offer a higher yield than traditional CDs, but there’s a catch.
6 min read Jul 30, 2024 -
Places you should avoid using your debit card
Debit cards are inherently less secure than credit cards, especially at these spots.
5 min read Jul 30, 2024 -
Here’s everything savers need to know about APY
The APY percentage shows how much an account earns per year. Here’s what you need to know.
4 min read Jul 29, 2024 -
What to do when a CD matures
Find out what happens to CDs that are set to mature.
5 min read Jul 29, 2024 -
6 key ways the Federal Reserve impacts your money
Every financial decision you make is impacted by the Federal Reserve.
10 min read Jul 29, 2024 -
July Fed meeting preview: As unemployment rises and inflation slows, should officials cut interest rates now?
The Fed looks poised to leave rates alone in July but signal cuts are coming soon.
8 min read Jul 29, 2024 -
Best joint checking accounts in July 2024
These joint checking accounts are ideal to share daily finances with another person.
10 min read Jul 26, 2024 -
5 apps that help you manage your subscriptions
Subscriptions are easy to lose track of, but these apps can help restore order.
3 min read Jul 26, 2024 -
Money market account vs. savings account: What’s the difference?
These financial products are very similar but have some key differences.
7 min read Jul 25, 2024 -
Current CD rates for July 2024
Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
3 min read Jul 25, 2024 -
What is the average interest rate for savings accounts?
Comparing savings rates can ensure you get the best return on your savings.
3 min read Jul 25, 2024 -
National average money market account rates for July 2024
Get the latest rates on top-yielding money market accounts.
2 min read Jul 25, 2024 -
Is a spending diet right for you? Here are the benefits and drawbacks
A spending diet can help you pursue your financial goals and save cash. Here’s how.
6 min read Jul 25, 2024 -
The 7 largest bank failures in US history
Bank failures had been relatively rare since the financial crisis of 2008 and 2009, but that all changed last year when First Republic and Silicon Valley Bank both collapsed and sent shockwaves through [...]
2 min read Jul 24, 2024 -
What is compound interest?
Compound interest is a powerful force for people who want to build their savings.
4 min read Jul 23, 2024 -
5 steps to take during an online banking outage
Here are some smart ways to protect yourself if your digital bank account stops working.
4 min read Jul 20, 2024 -
How I built a six-figure net worth on a five-figure salary
Take control of your money and build a six-figure financial foundation. Here’s how.
6 min read Jul 19, 2024
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