Banking

From savings account details to bank reviews, economic insights and more — Bankrate offers valuable information and advice for you.

High-yield Savings Rates

Money Market Rates

LIVE: November Fed meeting coverage

Explore banking basics

Middle aged woman on laptop

Everything you need to know about opening an account.

Woman sitting outside of restaurant looking at cell phone

Getting into the habit of paying yourself first is hard. Here are some ideas to help you start.

Two millenial friends using mobile phone.

Keep fees in check when you shift money from one bank account to another.

Find more resources

CDs Savings accounts MMAs Checking accounts Federal reserve

Editor's picks

Whimsical illustration of a hand putting a quarter into a miniature but realistic high end safe. As if it were a piggy bank

What is the average interest rate for savings accounts?

3 min read Read more

Experts in all things banking

Our expert reporters and editors bring the news and analysis you need—backed by data and firsthand experience.

Greg McBride, CFA

Chief Financial Analyst

Principal U.S. Economy Reporter

Senior Economic Analyst

Banking data studies

Money next to flashing sirens

If you’re struggling to pay off debt and build savings, you’re not alone.

Piggy bank with doctors equipment. Cute and comical

A mid-year checkup is the most effective way to ensure my finances are on track.

And elderly couple discussing HYSA options

Two-thirds of American savers say they’re earning rates below 4% APY. Here’s why.

Featured by names you know and trust

Latest articles

Whimsical illustration of a hand putting a quarter into a miniature but realistic high end safe. As if it were a piggy bank

Comparing savings rates can ensure you get the best return on your savings.

Easy mornings and working from home for this couple

Savings yields topping inflation could let you hold onto your purchasing power.

couple in the kitchen with bills

Here’s everything you need to know about brokered CDs.

A woman does her budgeting.

The amount of money you should save each month will vary based on your goals. Here’s what to know.

A young girl visits a doctor.

Confused about finding an HSA? Use these tips to determine the best deal for you.

Women using tablet

Online checking accounts stand out for different features. Here’s our top picks.

exterior of Bank of America branch building

Knowing bank holiday schedules can help you avoid delays on necessary transactions.

illustration of person holding money from different countries

Exchanging currency can be costly. Here are the most affordable ways to do it.

Whimsical illustration of a hand putting a quarter into a miniature but realistic high end safe. As if it were a piggy bank

Comparing savings rates can ensure you get the best return on your savings.

Easy mornings and working from home for this couple

Savings yields topping inflation could let you hold onto your purchasing power.

A woman does her budgeting.

The amount of money you should save each month will vary based on your goals. Here’s what to know.

A young girl visits a doctor.

Confused about finding an HSA? Use these tips to determine the best deal for you.

Illustration of cash under a beach umbrella

Here’s how much $10,000 in a high-yield savings account can earn you.

Illustration of construction workers on a roof

An emergency fund is an essential part of a solid financial plan.

A woman works on her laptop.

Here’s everything you need to know about savings accounts.

Closeup of cash in a hand

Savings bonds are safe and easy to buy, but you can earn higher interest income elsewhere.

couple in the kitchen with bills

Here’s everything you need to know about brokered CDs.

CDs and money

These seven banks and credit unions offer competitive rates on CDs for businesses.

Clocks are displayed across an image of a dollar bill.

Take a look at the days when CDs were offering investors double-digit returns.

Young couple managing finance and investment online

There’s still time to lock in a high-yielding CD as the Fed cuts rates.

Cropped shot of a businessman using his computer in his home office

Find out which CD term is best for your financial goals in a lower rate environment.

Man working on laptop and cellphone simultaneously

If you’ve been thinking of getting a longer-term CD, you may want to make a move.

Percent symbol with people holding money that is many dollar bills. Concepts of the banking system, rising interest rates, inflation, deflation, and savings.

How to proceed when your CD matures during falling rates.

Woman watering plants.

Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.

Man working on laptop and drinking coffee

Money market funds are available from several different brokers and fund managers.

A man researches online.

Looking for a place to park your savings? Here’s why a MMA might be appealing.

A young woman researches on her phone at a cafe.

Short answer? Yes. Here’s what you need to know.

Woman using mobile phone at the bar

These accounts sound similar, but there are some key differences to know.

Asian women using laptop computer at home working space.

CD terms can range from three months to five years. Learn which one is right for you.

A young female researches on her phone.

Here’s everything you need to know about no-penalty CDs.

Woman online banking with a tablet

How Reg. D impacts your savings account and why it pays to check with your bank.

A guide to mutual funds

Not sure how to get started investing with mutual funds? We’ll help you understand the basics.

Women using tablet

Online checking accounts stand out for different features. Here’s our top picks.

close up of hands signing a check

Checks aren’t as ubiquitous as they once were, but you may still have to write one.

Young woman withdrawing money using phone at the ATM machine on the street in Budapest in Hungary.

Here are simple steps to take to avoid paying checking account fees.

Capital One Bank signage in New York City

Banks are cutting overdraft fees in response to consumers and regulators’ demands.

Two female fashion designers working together at their studio

Opening a business checking account isn’t as simple as opening a personal checking account. Here’s what to know.

Young couple paying bills online

Online bill pay can add convenience and security to managing your routine bills.

Cash in gloved hand

Depositing cash into someone’s account isn’t always possible, but there are options.

Man in coffee shop using laptop with a card in his hand.

The rule provides a framework for settling unauthorized debit-card transactions.