Debit Cards
Debit and prepaid debit cards provide convenient and secure payment options for consumers, allowing easy access to funds without the risk of accruing debt.
Explore debit card basics
Debit cards can offer additional perks to help you save more of your money.
Debit cards and prepaid cards can be used similarly, but debit cards tend to have fewer fees.
Knowing your limit before making a purchase can help you make smarter decisions.
Use your debit card wisely
Checking
Daily ATM withdrawal limits
It's important to know how much you can withdraw from your bank's ATMs in a given day to help you better handle financial emergencies that require cash.
Checking
Available account balance vs. current balance
Understand the differences between the two balances you may see when looking at your bank account.
BANKING
Checking account and ATM fee study
Maintaining a checking account with a debit card can come at a high cost. Learn how rising ATM fees and other banking fees are impacting consumers.
Experts in all things banking
Our expert writers and editors bring you timely news and reliable information - backed by data and first-hand experience.
About Bankrate's team
Chief Financial Analyst
Principal U.S. Economy Reporter
Senior Economic Analyst
Learn more
- Introduction to Checking Accounts
Spend money, pay bills, write checks or make fund transfers with a checking account.
Not all checking accounts are created equal.
Finding the account of your dreams comes down to knowing what you want and the features you value most.
Here are simple steps to take to avoid paying checking account fees.
Checks aren’t as ubiquitous as they once were, but you may still have to write one.
There are several ways to deposit a check — some are simpler than others.
Setting up direct deposit is typically easy and can save you a lot of time. Here’s how.
Latest articles
The rule provides a framework for settling unauthorized debit-card transactions.
Debit cards are inherently less secure than credit cards, especially at these spots.
Your banking past has come back to haunt you. Here’s how to ask for a second chance.
Debit cards and prepaid cards can be used similarly, but debit cards tend to have fewer fees.
Ever heard of a neobank? If not, here’s what you need to know.
Credit cards aren’t a scam or a trap – when used correctly, they have lots of perks.
Stop wasting time writing checks. Learn the faster, safer way to pay.
Depositing a check using a smartphone is easy and can save you a trip to the bank.
The rule provides a framework for settling unauthorized debit-card transactions.
Here are easy actions you can take to avoid the fee of get it waived.
Online checking accounts stand out for different features. Here’s our top picks.
Withdrawing cash at an out-of-network ATM? Be prepared to pay more than ever.
Convenient access to your cash often comes at a price — and sometimes it’s a very high one.
Not all checking accounts are created equal.
Tired of paying fees? Here are seven ideas to get around paying them.
Not paying fees and an easy way to bank should all be priorities. Here are some of our favorites.
Fed officials signaled no immediate plans to begin cutting interest rates.
Savings bonds are safe and easy to buy, but you can earn higher interest income elsewhere.
Breakups are tough, but closing a joint bank account doesn’t need to be too much of a chore.
The Fed’s policy toolkit has changed almost as much as interest rates itself.
Transfer funds to friends and family without leaving the house.
These apps pair basic and advanced features to help you take control of your money.
Bills are due but payday is days off? These options can help you stretch your funds.
Sending money to another country can be a quick, easy and safe process. Read to find out the various ways you can utilize and how to transfer money internationally.
The trusted provider of accurate rates and financial information