Debit Cards
Debit and prepaid debit cards provide convenient and secure payment options for consumers, allowing easy access to funds without the risk of accruing debt.
Explore debit card basics
![Smiling businessman making payment with credit card](https://www.bankrate.com/2023/11/16143518/lesser-known-debit-card-perks.jpeg?auto=webp&optimize=high&crop=16:9&width=320)
![Man paying with credit card while shopping with woman at supermarket](https://www.bankrate.com/2022/04/15150046/prepaid-vs-debit-card.jpg?auto=webp&optimize=high&crop=16:9&width=320)
![woman sitting on her couch and looking at her phone and credit card](https://www.bankrate.com/2022/06/09172341/Debit-card-spending-limits-heres-how-to-increase-yours.jpg?auto=webp&optimize=high&crop=16:9&width=320)
Use your debit card wisely
Daily ATM withdrawal limits
It's important to know how much you can withdraw from your bank's ATMs in a given day to help you better handle financial emergencies that require cash.
Available account balance vs. current balance
Understand the differences between the two balances you may see when looking at your bank account.
![Image for Checking account and ATM fee study](https://www.bankrate.com/f/102997/2400x1260/46e2074a28/banking.png)
Checking account and ATM fee study
Maintaining a checking account with a debit card can come at a high cost. Learn how rising ATM fees and other banking fees are impacting consumers.
Experts in all things banking
Our expert writers and editors bring you timely news and reliable information - backed by data and first-hand experience.
About Bankrate's team![Greg McBride](https://www.bankrate.com/f/102997/284x296/e82ff353b1/br-expert-greg.png?auto=webp&optimize=high)
Chief Financial Analyst
![Sarah Foster](https://www.bankrate.com/f/102997/284x296/7fb8678166/br-expert-sarah.png?auto=webp&optimize=high)
Principal U.S. Economy Reporter
![Mark Hamrick](https://www.bankrate.com/f/102997/284x296/4056ed19a3/br-expert-mark.png?auto=webp&optimize=high)
Senior Economic Analyst
Latest articles
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