Debit Cards

Debit and prepaid debit cards provide convenient and secure payment options for consumers, allowing easy access to funds without the risk of accruing debt.

Explore debit card basics

Smiling businessman making payment with credit card

Debit cards can offer additional perks to help you save more of your money.

Man paying with credit card while shopping with woman at supermarket

Debit cards and prepaid cards can be used similarly, but debit cards tend to have fewer fees.

woman sitting on her couch and looking at her phone and credit card

Knowing your limit before making a purchase can help you make smarter decisions.

Use your debit card wisely

DEBIT

Where to avoid using your debit card

Just because you can use your debit card almost anywhere doesn’t mean you always should. Bankrate's experts keep you informed on the risky places to avoid swiping your debit card.

Checking

Daily ATM withdrawal limits

It's important to know how much you can withdraw from your bank's ATMs in a given day to help you better handle financial emergencies that require cash.

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Available account balance vs. current balance

Understand the differences between the two balances you may see when looking at your bank account.

BANKING

Checking account and ATM fee study

Maintaining a checking account with a debit card can come at a high cost. Learn how rising ATM fees and other banking fees are impacting consumers.

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