Skip to Main Content

Debit Cards

Debit and prepaid debit cards provide convenient and secure payment options for consumers, allowing easy access to funds without the risk of accruing debt.

Explore debit card basics

Smiling businessman making payment with credit card
Man paying with credit card while shopping with woman at supermarket
woman sitting on her couch and looking at her phone and credit card

Use your debit card wisely

DEBIT

Where to avoid using your debit card

Just because you can use your debit card almost anywhere doesn’t mean you always should. Bankrate's experts keep you informed on the risky places to avoid swiping your debit card.

Arrow Right Icon
Checking

Daily ATM withdrawal limits

It's important to know how much you can withdraw from your bank's ATMs in a given day to help you better handle financial emergencies that require cash.

Checking

Available account balance vs. current balance

Understand the differences between the two balances you may see when looking at your bank account.

Image for Checking account and ATM fee study
BANKING

Checking account and ATM fee study

Maintaining a checking account with a debit card can come at a high cost. Learn how rising ATM fees and other banking fees are impacting consumers.

Arrow Right Icon

Experts in all things banking

Our expert writers and editors bring you timely news and reliable information - backed by data and first-hand experience.

About Bankrate's team
Greg McBride

Greg McBride, CFA Arrow Right Icon

Chief Financial Analyst

Sarah Foster

Sarah Foster Arrow Right Icon

Principal U.S. Economy Reporter

Mark Hamrick

Mark Hamrick Arrow Right Icon

Senior Economic Analyst

Latest articles

Man renting a car at Hertz
Man in coffee shop using laptop with a card in his hand.
Woman paying at the gas pump
Man folds his hands in front of his face
Man paying with credit card while shopping with woman at supermarket
Man talking on cellphone
Woman using contactless payment - stock photo
Young person on smart phone
Young Woman Checking Her Finances At Home
A young woman works from her laptop.
Women using tablet
close up of hands signing a check
Young woman withdrawing money using phone at the ATM machine on the street in Budapest in Hungary.
Capital One Bank signage in New York City
Two female fashion designers working together at their studio
Young couple paying bills online
Female hand inserting bank card into ATM
Female patient paying with credit card at doctor's office front desk
Illustration of worker juggling dollar bills over a background of a line signifying rising inflation
Young Woman Checking Her Finances At Home
loan manager with paperwork talking with client in bank branch
An attractive African American female creates content with a video camera in a bright office.
A father multi-tasks with his young son.
exterior of Bank of America branch building
The trusted provider of accurate rates and financial information
Wall Street Journal
Usa Today
New York Times
Cnn
Bloomberg
Abc