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Credit Unions

Different from traditional banks, credit unions offer member-focused financial services and a community-oriented approach, making them an attractive choice for consumers seeking personalized banking experiences.

Explore credit union basics

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Evaluate the benefits and drawbacks to decide if a credit union is right for you.
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Here’s how to find the credit union that will best fit with your financial needs.
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Here’s what you need to do to become a credit union member.

Compare products offered by credit unions

Mortgages

Credit union vs. bank mortgages: How to choose

Discover the benefits and disadvantages of getting a mortgage loan from a credit union and how to choose the right lender with expert insights from Bankrate.

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Loans

Getting a personal loan from a credit union

When considering personal loans offered by credit unions, use this guide to make an informed decision about your borrowing needs.

Credit Cards

Best credit union credit cards

These credit cards may not be as widely known or used compared to traditional issuers, but many offer lower interest rates to help you save money if you can’t pay your balance in full.

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Banking

Banks vs. credit unions: Where to keep your money

Bankrate helps you compare the advantages of banks and credit unions to make the smartest choice for housing your finances.

 

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Experts in all things banking

Our expert writers and editors bring you timely news and reliable information - backed by data and first-hand experience.

About Bankrate's team
Greg McBride

Greg McBride, CFA Arrow Right Icon

Chief Financial Analyst

Sarah Foster

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Principal U.S. Economy Reporter

Mark Hamrick

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Senior Economic Analyst

Latest articles

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These are the 10 largest credit unions in the United States based on assets.
Credit Union
Check out this list of credit unions that have failed since 2012.
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The National Credit Union Administration is similar to the FDIC, which covers banks.
Credit sign on stone wall building
Evaluate the benefits and drawbacks to decide if a credit union is right for you.
Whimsical artwork of four piggy banks standing atop of four stacks of coins, gradually increasing in height
If you’re looking to save with a credit union, here are the top rates available.
Coworkers discussing a project
Here’s how to find the credit union that will best fit with your financial needs.
vystar credit union building in jacksonville, FL
Technology upgrades are at the heart of the outage, which has gone on for days.
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One Florida credit union aims to offer an alternative to check-cashing stores by starting their own, offering lower interest rates and fees. Elsewhere, middle-income consumers and college students are [...]
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On-demand pay is convenient, but it’s important to weigh the pros and cons.
A customer withdraws cash from an ATM.
Here’s why early direct deposit may work better for those looking to get paid in advance.
Illustration of a stack of cash and a padlock
A one-year CD can be a safe and worthwhile option.
A business owner works on her laptop.
It’s not just a place to park capital. Learn how a business checking account can be a business tool.
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Changes may be needed for your budget, investments, insurance coverage and debt repayment following a mid-year review.
3 tips to help college students find the right bank
Here’s what college students should look for in a bank.
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Here’s why some have been calling for the return of postal banking.
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Living paycheck to paycheck can take a toll on one’s physical and mental health.
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