Banking
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How to open a certificate of deposit (CD)
Banking
Everything you need to know about opening an account.

How to start saving (even if you’re starting from scratch)
Banking
Getting into the habit of paying yourself first is hard. Here are some ideas to help you start.

How to transfer money from one bank to another: 4 ways
Banking
Keep fees in check when you shift money from one bank account to another.
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New Bankrate data shows many Americans are slowly making progress on their savings.

I’m a personal finance reporter — here’s how I did a mid-year financial checkup in under an hour
Banking
A mid-year checkup is the most effective way to ensure my finances are on track.

Two-thirds of American savers say they’re earning rates below 4% APY. Here’s why.
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Latest articles

Here’s why financial literacy is important for women and how they can attain it.

You can’t take it with you, so what happens to your bank account after you pass on?

Whether it’s a mistake made by the bank or you, here’s how to clear your report.

If you think rates may rise again soon, a bump-up CD could be what you’re looking for.

Get your tax refund faster and more securely by setting up direct deposit. Learn how to avoid common mistakes.

Events over the past half-century have helped to bolster women’s financial rights.

There are ways to access your money and ultimately spend it. Here’s how.

You might not feel better about inflation because prices are still up post-pandemic.

There are ways to access your money and ultimately spend it. Here’s how.

Get the latest rates on top-yielding money market accounts.

Comparing savings rates can ensure you get the best return on your savings.

Verizon and Openbank announced a partnership on Tuesday that gives Verizon customers a way to save money on their bill if they have an Openbank High Yield Savings account. Verizon customers can save money [...]

Emergency savings depleted? Here’s how to start replenishing it.

There are a handful of numbers you should track for your financial health and well-being. A few you might already know about – your credit score and your net worth, for example. But you should also know [...]

As the old saying goes: What goes up, must come down. But in the case of annual percentage yields (APYs), we might have a bit more air time. While APYs on deposit accounts may have come down from their [...]

Here’s what you need to know about tapping into your emergency fund.

If you think rates may rise again soon, a bump-up CD could be what you’re looking for.

Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.

Planning for retirement? Here’s what you need to know about IRA CDs.

Callable CDs can offer a higher yield than traditional CDs, but there’s a catch.

Add-on CDs can offer more flexibility than a traditional CD.

CDs come in many varieties, making it easy to find one that meets your needs.

If you have $25,000 to invest in a CD right now, here’s how much you could earn.

When policymakers and investors seek economic insight, they often use a tool called the yield curve. A yield curve measures the spread between yields on short- and long-term maturity bonds over time. It’s [...]

Ally’s money market account offers a high APY, no minimum deposit or monthly fee.

Business money market accounts offer higher yields while maintaining access to funds.

Money market funds are available from several different brokers and fund managers.

Find the right business savings account to help your company’s money grow.

Learn why you need to check your APY.

Many of these banks offer low-fee accounts and higher yields than some of the biggest banks.

The best account to save your money will vary by your goal.

These credit unions offer great rates and top-notch features — and many make it easy to join.

Get your tax refund faster and more securely by setting up direct deposit. Learn how to avoid common mistakes.

If you overdraw your account frequently, then overdraft protection could be a good way to avoid hefty overdraft fees.

Your bank accounts have two separate balances: the current balance and the available balance. Here’s the distinction.

Spend money, pay bills, write checks or make fund transfers with a checking account.

Electronic checks (eChecks) offer a digital alternative to traditional paper checks, allowing you to make payments directly from your checking account online. Learn how eChecks work, when to use them, [...]

That string of numbers at the bottom of your check is really important. Find out why.

Mobile apps make managing your money a snap and mobile alerts can help protect it.

Over time, ATM fees have climbed. Here’s what you need to know.