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How to open a certificate of deposit (CD)

Banking
Everything you need to know about opening an account.
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How to start saving (even if you’re starting from scratch)

Banking
Getting into the habit of paying yourself first is hard. Here are some ideas to help you start.
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How to transfer money from one bank to another: 4 ways

Banking
Keep fees in check when you shift money from one bank account to another.

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Senior Economic Analyst

Banking data studies

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If you’re struggling to pay off debt and build savings, you’re not alone.
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A mid-year checkup is the most effective way to ensure my finances are on track.
And elderly couple discussing HYSA options
Two-thirds of American savers say they’re earning rates below 4% APY. Here’s why.

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Latest articles

A young girl visits a doctor.
Confused about finding an HSA? Use these tips to determine the best deal for you.
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Online checking accounts stand out for different features. Here’s our top picks.
exterior of Bank of America branch building
Knowing bank holiday schedules can help you avoid delays on necessary transactions.
illustration of person holding money from different countries
Exchanging currency can be costly. Here are the most affordable ways to do it.
Illustration of cash under a beach umbrella
Here’s how much $10,000 in a high-yield savings account can earn you.
Illustration of construction workers on a roof
An emergency fund is an essential part of a solid financial plan.
A woman works on her laptop.
Here’s everything you need to know about savings accounts.
Woman at bank talking to teller
Checking and savings accounts are different. Should you have one, the other — or both?
A young girl visits a doctor.
Confused about finding an HSA? Use these tips to determine the best deal for you.
Illustration of cash under a beach umbrella
Here’s how much $10,000 in a high-yield savings account can earn you.
Illustration of construction workers on a roof
An emergency fund is an essential part of a solid financial plan.
A woman works on her laptop.
Here’s everything you need to know about savings accounts.
Closeup of cash in a hand
Savings bonds are safe and easy to buy, but you can earn higher interest income elsewhere.
A young man imagining a piggy bank made out of cash. Looks slightly like origami
Ready to open a savings account? Here’s what you’ll need to know.
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Here’s how multiple savings accounts can help you reach your financial goals.
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These options are great places to stash money from a bonus, inheritance and more.
CDs and money
These seven banks and credit unions offer competitive rates on CDs for businesses.
Clocks are displayed across an image of a dollar bill.
Take a look at the days when CDs were offering investors double-digit returns.
Young couple managing finance and investment online
There’s still time to lock in a high-yielding CD as the Fed cuts rates.
Cropped shot of a businessman using his computer in his home office
Find out which CD term is best for your financial goals in a lower rate environment.
Man working on laptop and cellphone simultaneously
If you’ve been thinking of getting a longer-term CD, you may want to make a move.
Percent symbol with people holding money that is many dollar bills. Concepts of the banking system, rising interest rates, inflation, deflation, and savings.
How to proceed when your CD matures during falling rates.
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Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
Couple looking at laptop while sitting on sofa at home
As the Fed is cutting interest rates, consider these certificates of deposit (CDs)
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Money market funds are available from several different brokers and fund managers.
A man researches online.
Looking for a place to park your savings? Here’s why a MMA might be appealing.
A young woman researches on her phone at a cafe.
Short answer? Yes. Here’s what you need to know.
Woman using mobile phone at the bar
These accounts sound similar, but there are some key differences to know.
Asian women using laptop computer at home working space.
CD terms can range from three months to five years. Learn which one is right for you.
A young female researches on her phone.
Here’s everything you need to know about no-penalty CDs.
Woman online banking with a tablet
How Reg. D impacts your savings account and why it pays to check with your bank.
A guide to mutual funds
Not sure how to get started investing with mutual funds? We’ll help you understand the basics.
Women using tablet
Online checking accounts stand out for different features. Here’s our top picks.
close up of hands signing a check
Checks aren’t as ubiquitous as they once were, but you may still have to write one.
Woman accessing her checking account at home on a laptop
Not paying fees and an easy way to bank should all be priorities. Here are some of our favorites.
Young woman withdrawing money using phone at the ATM machine on the street in Budapest in Hungary.
Here are simple steps to take to avoid paying checking account fees.
Capital One Bank signage in New York City
Banks are cutting overdraft fees in response to consumers and regulators’ demands.
Two female fashion designers working together at their studio
Opening a business checking account isn’t as simple as opening a personal checking account. Here’s what to know.
Young couple paying bills online
Online bill pay can add convenience and security to managing your routine bills.
Cash in gloved hand
Depositing cash into someone’s account isn’t always possible, but there are options.