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Maximize your checking: Compare high-yield checking accounts, no-fee checking accounts and more.

Explore checking basics

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From no fees to online bill pay, here are the must-have checking account features.

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If you overdraw your account frequently, then overdraft protection could be a good way to avoid hefty overdraft fees.

Checks aren’t as ubiquitous as they once were, but you may still have to write one.

Get started with a checking account

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Types of checking accounts

Whether you’re making payments online, using a debit card, or writing a physical check, a checking account is a necessity for most people. Here are some of the most-widely available types of checking accounts offered at banks and credit unions.

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Available balance vs. current balance

Learn about the two separate balances you may see when looking at your bank account.

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Checking account fees

Learn about the different kinds of checking account fees and what you can do to avoid them.

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Bank account alerts to protect your money

Explore the types of bank account alerts you can set up to help you stay informed about your finances whenever and wherever you are.

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Latest articles

Balancing your checking account may sound dated, but it still makes sense.

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Checks aren’t as ubiquitous as they once were, but you may still have to write one.

Young woman withdrawing money using phone at the ATM machine on the street in Budapest in Hungary.

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Capital One Bank signage in New York City

Banks are cutting overdraft fees in response to consumers and regulators’ demands.

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President-elect Joe Biden addresses the nation about his plans to fight the coronavirus pandemic.

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Hosue Speaker Nancy Pelosi speaks during a press conference on Capitol Hill

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Portrait of young couple in front of home

The new year calls for a new look at your old savings account.

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Speaker of the House Nancy Pelosi speaks from a lectern

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A photo of a check from the Treasury Department

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An attractive African American female creates content with a video camera in a bright office.

Learn how deinfluencers help you save money by promoting mindful spending habits.

A father multi-tasks with his young son.

Savers, here are strategies to invest in CDs.

exterior of Bank of America branch building

Knowing bank holiday schedules can help you avoid delays on necessary transactions.

Financial manager meeting with couple in bank branch office

Get the latest rates on top-yielding money market accounts.

Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.

Whimsical illustration of a hand putting a quarter into a miniature but realistic high end safe. As if it were a piggy bank

Comparing savings rates can ensure you get the best return on your savings.

Young Asian woman using smartphone while relaxing on armchair, checking her bank account via online banking and managing her finances. Online personal banking. Wealth management. Digital banking habits. Smart banking with technology

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Here’s a convenient way for Apple device users to transfer money between friends and family.

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