Checking
Maximize your checking: Compare high-yield checking accounts, no-fee checking accounts and more.
Explore checking basics
From no fees to online bill pay, here are the must-have checking account features.
If you overdraw your account frequently, then overdraft protection could be a good way to avoid hefty overdraft fees.
Checks aren’t as ubiquitous as they once were, but you may still have to write one.
Get started with a checking account
Checking
Available balance vs. current balance
Learn about the two separate balances you may see when looking at your bank account.
Checking
Checking account fees
Learn about the different kinds of checking account fees and what you can do to avoid them.
Checking
Bank account alerts to protect your money
Explore the types of bank account alerts you can set up to help you stay informed about your finances whenever and wherever you are.
Experts in all things banking
Our expert writers and editors bring you timely news and reliable information - backed by data and first-hand experience.
About Bankrate's team
Chief Financial Analyst
Principal U.S. Economy Reporter
Senior Economic Analyst
Compare top-rated banks
Learn more
- Introduction to Checking Accounts
Spend money, pay bills, write checks or make fund transfers with a checking account.
Not all checking accounts are created equal.
Finding the account of your dreams comes down to knowing what you want and the features you value most.
Here are simple steps to take to avoid paying checking account fees.
Checks aren’t as ubiquitous as they once were, but you may still have to write one.
There are several ways to deposit a check — some are simpler than others.
Setting up direct deposit is typically easy and can save you a lot of time. Here’s how.
Latest articles
A bounced check is something that should be avoided. Here’s what you need to know.
If you’re considering a rewards checking account, here’s what you need to know.
Services such as Zelle and Venmo make splitting a bill or sending money a breeze.
Mobile banking apps aren’t just trendy, they can help you better manage your money.
Knowing how to read your bank account statement can nip problems in the bud. Here’s our guide.
Consumers without a bank account face hurdles when trying to cash a check.
Learn about the benefits of having multiple bank accounts and what to look for.
Finding the account of your dreams comes down to knowing what you want and the features you value most.
Challenger banks are embracing cash in a bid to better serve their customers.
Savings bonds are a simple way to save but redeeming them is a little more complex.
The online-only bank’s savings rate tops many competitors.
Many challenges still exist but advances have made earning and saving money easier.
Home equity sharing agreements, like the ones offered by Unlock, are one way to manage growing family expenses.
Specific savings accounts can help disabled individuals gain financial security.
Entering your 30s means it’s time take a fresh look at your finances.
The pause on federal student loan payments has been extended, giving relief to many.
CDs often pay better interest than savings accounts and can amp up your nest egg.
A bounced check is something that should be avoided. Here’s what you need to know.
Keeping your savings in a bank down the street may seem like the obvious play, but there may be real downsides for doing so.
Certificates of deposit offer peace of mind, but they’re not without some drawbacks.
Learn when a CD is worth it, when it is not, and alternatives to consider in 2025.
Finding the right savings account consists of comparing rates, fees and more.
These are the key differences between an FSA and an HSA, and how to choose the right one for you.
A CD often earns a competitive, fixed rate. Here’s what to know before opening one.
The trusted provider of accurate rates and financial information