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Maximize your checking: Compare high-yield checking accounts, no-fee checking accounts and more.

Explore checking basics

A woman uses mobile banking while eating.

From no fees to online bill pay, here are the must-have checking account features.

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If you overdraw your account frequently, then overdraft protection could be a good way to avoid hefty overdraft fees.

Checks aren’t as ubiquitous as they once were, but you may still have to write one.

Get started with a checking account

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Types of checking accounts

Whether you’re making payments online, using a debit card, or writing a physical check, a checking account is a necessity for most people. Here are some of the most-widely available types of checking accounts offered at banks and credit unions.

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Available balance vs. current balance

Learn about the two separate balances you may see when looking at your bank account.

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Checking account fees

Learn about the different kinds of checking account fees and what you can do to avoid them.

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Bank account alerts to protect your money

Explore the types of bank account alerts you can set up to help you stay informed about your finances whenever and wherever you are.

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Young woman withdrawing money using phone at the ATM machine on the street in Budapest in Hungary.

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Capital One Bank signage in New York City

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Joe Biden is sworn in as U.S. President as his wife Dr. Jill Biden stands beside him.

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Illustration of worker juggling dollar bills over a background of a line signifying rising inflation

That’s even as the latest data shows that wages are rising faster than prices.

Finding the account number on a check is easy — if you know where to look.

loan manager with paperwork talking with client in bank branch

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Get the latest rates on top-yielding money market accounts.

Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.

The trusted provider of accurate rates and financial information

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Explore checking basics

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Types of checking accounts

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