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Maximize your checking: Compare high-yield checking accounts, no-fee checking accounts and more.

Explore checking basics

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From no fees to online bill pay, here are the must-have checking account features.
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If you overdraw your account frequently, then overdraft protection could be a good way to avoid hefty overdraft fees.
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Checks aren’t as ubiquitous as they once were, but you may still have to write one.

Get started with a checking account

Checking

Types of checking accounts

Whether you’re making payments online, using a debit card, or writing a physical check, a checking account is a necessity for most people. Here are some of the most-widely available types of checking accounts offered at banks and credit unions.

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Checking

Available balance vs. current balance

Learn about the two separate balances you may see when looking at your bank account.

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Checking account fees

Learn about the different kinds of checking account fees and what you can do to avoid them.

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Checking

Bank account alerts to protect your money

Explore the types of bank account alerts you can set up to help you stay informed about your finances whenever and wherever you are.

 

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Experts in all things banking

Our expert writers and editors bring you timely news and reliable information - backed by data and first-hand experience.

About Bankrate's team
Greg McBride

Greg McBride, CFA Arrow Right Icon

Chief Financial Analyst

Sarah Foster

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Principal U.S. Economy Reporter

Mark Hamrick

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Senior Economic Analyst

Latest articles

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Opening a business checking account isn’t as simple as opening a personal checking account. Here’s what to know.
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Not paying fees and an easy way to bank should all be priorities. Here are some of our favorites.
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Online checking accounts stand out for different features. Here’s our top picks.
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Online bill pay can add convenience and security to managing your routine bills.
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Depositing cash into someone’s account isn’t always possible, but there are options.
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The rule provides a framework for settling unauthorized debit-card transactions.
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Here are easy actions you can take to avoid the fee of get it waived.
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Withdrawing cash at an out-of-network ATM? Be prepared to pay more than ever.
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A savings account is a good tool for teaching children financial basics and responsibility.
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Learn some of the best strategies for saving for either your short- or long-term goals.
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Setting aside pretax dollars in an HSA can help you defray future medical costs.
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These six simple moves can help you build a cash cushion.
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Savings yields topping inflation could let you hold onto your purchasing power.
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Here are some places to look for a source of funds.
family financial planning
Here’s how to boost your savings.
Whimsical illustration of a hand putting a quarter into a miniature but realistic high end safe. As if it were a piggy bank
Comparing savings rates can ensure you get the best return on your savings.
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Here are simple steps to take to avoid paying checking account fees.
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These brain-boosting financial guides will help you gain knowledge about your money.
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When faced with the temptation of a big impulse purchase, try this savings rule.
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These four types of bank accounts can help you meet your financial goals.
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Working with a private banker can help you achieve your long-term financial goals.
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Under the EFTA, most types of electronic transactions are protected from errors and fraud.
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Some of the most common ways to send or receive money electronically include ACH, EFT, and wire transfers.
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Ever heard of a neobank? If not, here’s what you need to know.
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