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Maximize your checking: Compare high-yield checking accounts, no-fee checking accounts and more.

Explore checking basics

A woman uses mobile banking while eating.
From no fees to online bill pay, here are the must-have checking account features.
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If you overdraw your account frequently, then overdraft protection could be a good way to avoid hefty overdraft fees.
close up of hands signing a check
Checks aren’t as ubiquitous as they once were, but you may still have to write one.

Get started with a checking account

Checking

Types of checking accounts

Whether you’re making payments online, using a debit card, or writing a physical check, a checking account is a necessity for most people. Here are some of the most-widely available types of checking accounts offered at banks and credit unions.

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Checking

Available balance vs. current balance

Learn about the two separate balances you may see when looking at your bank account.

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Checking account fees

Learn about the different kinds of checking account fees and what you can do to avoid them.

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Checking

Bank account alerts to protect your money

Explore the types of bank account alerts you can set up to help you stay informed about your finances whenever and wherever you are.

 

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Experts in all things banking

Our expert writers and editors bring you timely news and reliable information - backed by data and first-hand experience.

About Bankrate's team
Greg McBride

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Chief Financial Analyst

Sarah Foster

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Principal U.S. Economy Reporter

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Senior Economic Analyst

Latest articles

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Balancing your checking account may sound dated, but it still makes sense.
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Checks aren’t as ubiquitous as they once were, but you may still have to write one.
Young woman withdrawing money using phone at the ATM machine on the street in Budapest in Hungary.
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Capital One Bank signage in New York City
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Older gentleman using a laptop
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female soldier and her husband use a banking app to check the state of their finances
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Side view of father cooking food while daughter having apple in kitchen
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Savings yields topping inflation could let you hold onto your purchasing power.
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The amount of money you should save each month will vary based on your goals. Here’s what to know.
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FDIC building
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FDIC building
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Silicon Valley Bank’s Failure set off a chain of events depositors need to know about.
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The troubled First Republic Bank was seized by federal regulators.
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After an internal review, the FDIC evaluated its supervision of Signature Bank.
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