Certificates Of Deposit

Bankrate provides comparison tools, educational content, and the latest rate news to help you find the best CD offer.

Explore CD basics

Certificates of deposit offer peace of mind, but they’re not without some drawbacks.

Taxes on CD interest aren’t always clear-cut. Here’s what you need to know.

A CD ladder lets savers benefit from higher rates without locking up all your money in long-term CDs.

Stay updated on CD rate trends

DAILY

Today's CD rate news

Explore the highest CD rates by term every weekday and learn how economic trends can affect your rate.

CDS

CD rates forecast for 2024

CD investors continue to benefit from strong yields, while inflation gradually slows. Here's what you need to know before the year ends.

CDS

Historical rate trends

Discover how CD interest rates have changed from 1984 to present and what we can learn from analyzing historical economic data.

WEEKLY

Current CD interest rates

Read up on top available rates and national average trends over time from Bankrate’s weekly survey of banks and credit unions.

Experts in all things banking

Our expert writers and editors bring you timely news and reliable information - backed by data and first-hand experience.

About Bankrate's team

Greg McBride, CFA

Chief Financial Analyst

Sarah Foster

Principal U.S. Economy Reporter

Mark Hamrick

Senior Economic Analyst

Calculate your estimated CD earnings

Enter your deposit amount along with the term and APY of the CD you are considering. See how much you could save when your CD reaches maturity.

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Latest articles

Certificates of deposit offer peace of mind, but they’re not without some drawbacks.

Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.

Locking in a high yield now could be beneficial in the event rates begin to drop.

Callable CDs can offer a higher yield than traditional CDs, but there’s a catch.

Find out what happens to CDs that are set to mature.

With a possible recession looming, here’s what savers should know about CDs.

I’ve often referred to 2024 as the year of the certificate of deposit (CD). In tracking CD rates on a daily basis, I’ve seen how yields remain at an overall high, thanks to the Federal Reserve raising [...]

These seven banks and credit unions offer competitive rates on CDs for businesses.

With inflation raging, this is where experts suggest to invest to beat rising prices.

Jerome Powell testifies before a Senate Committee

Experts expect Treasury yields to increase over the next 12 months as the Fed hikes rates following the pandemic.

Federal Reserve Chair Jerome Powell speaks with journalists at a post-meeting press conference

The move marks an end to the Fed’s most aggressive economic rescue effort in history.

Federal Reserve Eccles Building in Washington, D.C.

The Fed’s unconventional tool for fending off recession is being wound down.

President Joe Biden stands behind Federal Reserve Chair Jerome Powell at the announcement of his renomination

Consumers are bracing for a longer stretch of high inflation. But when can it be expected to slow down?

The job market is booming. Inflation is raging. The Fed is poised to take away the punch bowl.

Federal Reserve Chair Jerome Powell speaks with lawmakers at a congressional testimony

Officials are sounding the alarm that they’re running the economy too hot.

the change drawer of the cash register at Symbiote Collectibles in West Reading, PA

The coin shortage in the U.S. continues to be an inconvenience for many.

Federal Reserve Chair Powell at a podium

As the job market weakens, some economists say the Fed should’ve cut rates already.

People walk by a Western Union location in New York.

Wire transfer fees can be expensive, but here are ways to send money for less.

Financial manager meeting with couple in bank branch office

Get the latest rates on top-yielding money market accounts.

Whimsical illustration of a hand putting a quarter into a miniature but realistic high end safe. As if it were a piggy bank

Comparing savings rates can ensure you get the best return on your savings.

Walk away with stacks of cash just for opening a checking or savings account.

Certificates of deposit offer peace of mind, but they’re not without some drawbacks.

Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.

Our list consists of FDIC-insured banks offering product suites ideal for startups.

The trusted provider of accurate rates and financial information

Certificates Of Deposit

Explore CD basics

Stay updated on CD rate trends

Today's CD rate news

Experts in all things banking

Compare top-rated banks

Review our top banks of 2024

Calculate your estimated CD earnings

Latest articles