Certificates Of Deposit
Bankrate provides comparison tools, educational content, and the latest rate news to help you find the best CD offer.
Explore CD basics
Stay updated on CD rate trends
CD rates forecast for 2024
CD investors continue to benefit from strong yields, while inflation gradually slows. Here's what you need to know before the year ends.
Historical rate trends
Discover how CD interest rates have changed from 1984 to present and what we can learn from analyzing historical economic data.
Current CD interest rates
Read up on top available rates and national average trends over time from Bankrate’s weekly survey of banks and credit unions.
Weekly CD Rates
Bankrate consistently has offers well above the national average to help you earn more on your savings.
Bankrate Partner Average
The "Bankrate Partner average" is calculated from the average of the top savings account offers from the institutions we track, included on this page as of 08/15/2025. "National average" is determined by Bankrate's comprehensive national survey of savings accounts and CDs.
National Average
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Calculate your estimated CD earnings
Enter your deposit amount along with the term and APY of the CD you are considering. See how much you could save when your CD reaches maturity.
Interest earned by year 5: | ||
| Your earnings | $1677.40 | |
| National Average | $481.52 | |
| Total interest earned = $1677.40 | ||
Our partners regularly offer APYs that are 2-4x higher than the national average – so you can grow your savings faster.
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