America First Credit Union
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Overview
It also offers a variety of checking and savings accounts.
Best available rates across different account types for Saturday, September 7, 2024
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For many savers, a six-month certificate of deposit (CD) is the sweet-spot term, enabling them to tuck away money long enough to earn a higher rate while still providing a shorter withdrawal horizon than CDs that require a commitment of one year or more. Six months isn't a long time, but it's long enough to help put you on track toward your savings goals.
Note: Annual percentage yields (APYs) shown were updated between Aug. 31, 2024 and Sept. 6, 2024. Bankrate's editorial team validates this information regularly, typically biweekly. APYs may have changed since they were last updated and may vary by region for some products. Bankrate includes only FDIC banks or NCUA credit unions in its listings.
The following accounts can be found at most banks and credit unions. They’re federally insured for up to $250,000 and offer a safe place to put your money while earning interest.
CDs are best for individuals looking for a guaranteed rate of return that’s typically higher than a savings account. In exchange for a higher rate, funds are tied up for a set period of time and early withdrawal penalties may apply.
Checking accounts are best for individuals who want to keep their money safe while still having easy, day-to-day access to their funds. ATM and other transactional fees may apply.
Savings and MMAs are good options for individuals looking to save for shorter-term goals. They’re a safe way to separate your savings from everyday cash, but may require larger minimum balances and have transfer limitations.