Certificates Of Deposit

Bankrate provides comparison tools, educational content, and the latest rate news to help you find the best CD offer.

Explore CD basics

Certificates of deposit offer peace of mind, but they’re not without some drawbacks.

Taxes on CD interest aren’t always clear-cut. Here’s what you need to know.

A CD ladder lets savers benefit from higher rates without locking up all your money in long-term CDs.

Stay updated on CD rate trends

DAILY

Today's CD rate news

Explore the highest CD rates by term every weekday and learn how economic trends can affect your rate.

CDS

CD rates forecast for 2024

CD investors continue to benefit from strong yields, while inflation gradually slows. Here's what you need to know before the year ends.

CDS

Historical rate trends

Discover how CD interest rates have changed from 1984 to present and what we can learn from analyzing historical economic data.

WEEKLY

Current CD interest rates

Read up on top available rates and national average trends over time from Bankrate’s weekly survey of banks and credit unions.

Experts in all things banking

Our expert writers and editors bring you timely news and reliable information - backed by data and first-hand experience.

About Bankrate's team

Greg McBride, CFA

Chief Financial Analyst

Sarah Foster

Principal U.S. Economy Reporter

Mark Hamrick

Senior Economic Analyst

Calculate your estimated CD earnings

Enter your deposit amount along with the term and APY of the CD you are considering. See how much you could save when your CD reaches maturity.

Learn more

Latest articles

Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.

Here’s everything you need to know about brokered CDs.

These seven banks and credit unions offer competitive rates on CDs for businesses.

Clocks are displayed across an image of a dollar bill.

Take a look at the days when CDs were offering investors double-digit returns.

Young couple managing finance and investment online

There’s still time to lock in a high-yielding CD as the Fed cuts rates.

Cropped shot of a businessman using his computer in his home office

Find out which CD term is best for your financial goals in a lower rate environment.

Man working on laptop and cellphone simultaneously

If you’ve been thinking of getting a longer-term CD, you may want to make a move.

Percent symbol with people holding money that is many dollar bills. Concepts of the banking system, rising interest rates, inflation, deflation, and savings.

How to proceed when your CD matures during falling rates.

Some experts fear Shelton could shake up the U.S. central bank.

With all the talk around economic stimulus, here’s how it works and why it’s used.

The devastating effects of the coronavirus won’t likely be in the rearview mirror anytime soon.

Eagle statue on the Fed's Eccles building

Fed officials care about more than just economic data.

Freshly printed $20 bills are inspected at the Bureau of Engraving and Printing

Would you really get paid to take out a loan?

A Sorry we're closed sign hands in a shop window

With the market awash with cash, stocks are rising regardless of the fundamentals.

A long road likely lies ahead for the economy. What stimulus might we see to help a return to normal?

The Fed will turn to new tactics that include capping yields and expanding its balance sheet.

Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.

Whimsical illustration of a hand putting a quarter into a miniature but realistic high end safe. As if it were a piggy bank

Comparing savings rates can ensure you get the best return on your savings.

Easy mornings and working from home for this couple

Savings yields topping inflation could let you hold onto your purchasing power.

Here’s everything you need to know about brokered CDs.

The amount of money you should save each month will vary based on your goals. Here’s what to know.

Confused about finding an HSA? Use these tips to determine the best deal for you.

Online checking accounts stand out for different features. Here’s our top picks.

exterior of Bank of America branch building

Knowing bank holiday schedules can help you avoid delays on necessary transactions.

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