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Budgeting basics

A budget is a spending plan that helps you understand how much money you're making and where you're spending it. A budget is the cornerstone of a strong financial plan.

Budgeting tips

A couple budgets together.
Not having success with your savings? A budget can make things a little easier.
Woman using a calculator and examining financial documents
Understanding discretionary income can help you with your budgeting strategy.
Our guide tackles the basics of disposable income and how you can use it to budget.

Calculate your savings

Use our Savings Calculator to help you quickly and accurately estimate the growth of your investment. Set a goal and figure out how much you need to save each month to hit the mark.

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Creating a timeline is a useful way to plan and meet all your financial goals.
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An emergency fund is an essential part of a solid financial plan.
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It’s important to find the right home for your emergency savings.
Calendar of 2023
Use this challenge to stash more cash toward your savings goals.
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Monthly budgets are popular because many expenses, such as rent and bills, occur monthly.
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Rainy day and emergency funds differ but together provide a sound financial plan.
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Should you let these fintechs automate your budgeting?
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Here’s what the online bank is offering to help customers boost their savings and meet financial goals.
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These common mistakes are costing us a huge chunk of change.
A woman shopping during the holiday season.
These holiday savings accounts are still available at many small banks and credit unions. But are they the best way to save?
Shoppers checking out at Costco
Nearly 3 in 10 adults would be at a loss if they suddenly needed to cover a costly expense.
Americans crossing the street in the rain
Many Americans are adding nothing to their savings. These are the biggest reasons.
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Life is short! Accomplishing these goals will help you live a better life.
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Interest rates are on the rise. Follow these tips to find a savings account that can keep up.
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A new Bankrate survey also finds 1 in 4 Americans is open to buying a home in 2017.
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