Budgeting basics

A budget is a spending plan that helps you understand how much money you're making and where you're spending it. A budget is the cornerstone of a strong financial plan.

Envelope budgeting

Zero-based budget

Create a home budget

Budgeting tips

A couple budgets together.

Not having success with your savings? A budget can make things a little easier.

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Understanding discretionary income can help you with your budgeting strategy.

Our guide tackles the basics of disposable income and how you can use it to budget.

Essential reading

Calculate your savings

Use our Savings Calculator to help you quickly and accurately estimate the growth of your investment. Set a goal and figure out how much you need to save each month to hit the mark.

Explore banking products:

CDs Savings Accounts MMAs Checking Accounts

Latest articles

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Economists and investors still expect the Fed to start cutting interest rates in September.

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The Fed doesn’t look like it’s going to cut rates aggressively.

Federal Reserve Eccles Building illustration

The key benchmark has been as high as 20 percent — and as low as 0 percent.

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For savers, here’s what to consider when the Fed raises interest rates.

Fed chair Jerome Powell speaks at a conference

While the Federal Reserve stood pat this time, it has raised rates a total of 11 times in this current cycle.

illustration of money growing on trees

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young woman smiling on city sidewalk

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Illustration of construction workers on a roof

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Man using cell phone in living room

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Calendar of 2023

Use this challenge to stash more cash toward your savings goals.

Young man choosing oranges in the supermarket

Monthly budgets are popular because many expenses, such as rent and bills, occur monthly.

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Rainy day and emergency funds differ but together provide a sound financial plan.

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Should you let these fintechs automate your budgeting?

Young woman working from her kitchen island and drinking a hot beverage

Here are some of the best savings accounts you can sign up for as a business owner.

Whimsical illustration of a hand putting a quarter into a miniature but realistic high end safe. As if it were a piggy bank

Comparing savings rates can ensure you get the best return on your savings.

Financial manager meeting with couple in bank branch office

Get the latest rates on top-yielding money market accounts.

Pair of friends shoe shopping

Impulse buying can drain your savings. Here are five tips for avoiding it to protect your money.

Man watering plants

Interest is the price you pay to borrow money or the cost you charge to lend money.

A student withdraws cash at an ATM.

There are ways to access your money and ultimately spend it. Here’s how.

young woman smiling on city sidewalk

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