Budgeting basics

A budget is a spending plan that helps you understand how much money you're making and where you're spending it. A budget is the cornerstone of a strong financial plan.

Envelope budgeting

Zero-based budget

Create a home budget

Budgeting tips

A couple budgets together.

Not having success with your savings? A budget can make things a little easier.

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Understanding discretionary income can help you with your budgeting strategy.

Our guide tackles the basics of disposable income and how you can use it to budget.

Essential reading

Calculate your savings

Use our Savings Calculator to help you quickly and accurately estimate the growth of your investment. Set a goal and figure out how much you need to save each month to hit the mark.

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Latest articles

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The Fed will continue to stay on the sidelines when it comes to rates.

A senior man works on his laptop.

Like cleansing your body with a special diet, purge your debt and start saving with a budget.

A voter casts his ballot.

Here’s a look at what a number of popular banks are doing.

Federal Reserve Chairman Jerome Powell and the Fed Eccles Building illustration

Federal Reserve Chairman Jerome Powell will have a communications tightrope to walk.

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A nationwide coin supply shortage has dragged on for months now. Here’s what you need to know.

Family opening up gifts

Looking for creative ways to save on holiday gifts this year? Here are a few ideas.

Illustration of American casting a ballot.

More than half of Americans say they are spending less because of those risks.

It takes work and a positive mindset, but an emergency fund can be there for you when you need it most.

illustration of money growing on trees

Here’s a helpful guide to how much you need in savings over the course of your life.

young woman smiling on city sidewalk

Creating a timeline is a useful way to plan and meet all your financial goals.

Illustration of construction workers on a roof

An emergency fund is an essential part of a solid financial plan.

Man using cell phone in living room

It’s important to find the right home for your emergency savings.

Calendar of 2023

Use this challenge to stash more cash toward your savings goals.

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Monthly budgets are popular because many expenses, such as rent and bills, occur monthly.

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Rainy day and emergency funds differ but together provide a sound financial plan.

Woman having coffee and texting on her phone at home

Should you let these fintechs automate your budgeting?

Young woman working from her kitchen island and drinking a hot beverage

Here are some of the best savings accounts you can sign up for as a business owner.

Whimsical illustration of a hand putting a quarter into a miniature but realistic high end safe. As if it were a piggy bank

Comparing savings rates can ensure you get the best return on your savings.

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Get the latest rates on top-yielding money market accounts.

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Impulse buying can drain your savings. Here are five tips for avoiding it to protect your money.

Man watering plants

Interest is the price you pay to borrow money or the cost you charge to lend money.

A student withdraws cash at an ATM.

There are ways to access your money and ultimately spend it. Here’s how.

young woman smiling on city sidewalk

Creating a timeline is a useful way to plan and meet all your financial goals.

Someone holding a jar full of coins. The jar says savings on it.

ADHD can affect your ability to manage money — here are tips that work for me.

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