Retirement
How much should you have in savings at each age?
8 min read
Budgeting basics
A budget is a spending plan that helps you understand how much money you're making and where you're spending it. A budget is the cornerstone of a strong financial plan.
Budgeting tips
Bankrate offers 18 ideas for stretching your budget to save money.
Discretionary income: Definition, how to calculate it and how it impacts your budget
Personal Finance
Understanding discretionary income can help you with your budgeting strategy.
Our guide tackles the basics of disposable income and how you can use it to budget.
Essential reading
The best places to keep your emergency fund
8 min read
How to start (and build) an emergency fund
11 min read
12 ways to save money every day
7 min read
Calculate your savings
Use our Savings Calculator to help you quickly and accurately estimate the growth of your investment. Set a goal and figure out how much you need to save each month to hit the mark.
Explore banking products:
Latest articles
Being scammed can have devastating effects on your finances. Here’s how to stop it.
Protecting your financial data can help keep your money safe from fraudsters.
The best bank and credit union for you will depend on your banking needs, but in general, the best banks offer accounts with low or no minimum balance requirements and don’t charge monthly fees — or [...]
Keep fees in check when you shift money from one bank account to another.
Compound interest is a powerful force for people who want to build their savings.
Our top 5 picks scored highly for access, range of products and digital options.
Interest is the price you pay to borrow money or the cost you charge to lend money.
High-yield savings rates fluctuate over time. Let’s explore what causes that.
Monthly budgets are popular because many expenses, such as rent and bills, occur monthly.
It’s important to find the right accounts for your emergency savings.
An emergency fund is an essential part of a solid financial plan.
These simple moves can help you build a cash cushion.
Use this challenge to stash more cash toward your savings goals.
Here’s a helpful guide to how much you need in savings over the course of your life.
Creating a timeline is a useful way to plan and meet all your financial goals.
Rainy day and emergency funds differ but together provide a sound financial plan.
Interest is the price you pay to borrow money or the cost you charge to lend money.
High-yield savings rates fluctuate over time. Let’s explore what causes that.
Recession risks are rising. Learn six smart savings strategies to protect your money before it hits.
Comparing savings rates can ensure you get the best return on your savings.
Get the latest rates on top-yielding money market accounts.
Split direct deposit is a simple way to painlessly boost your savings.
Over 1 in 3 people tapped emergency savings in the past year, per a new Bankrate survey.
There are ways to access your money and ultimately spend it. Here’s how.
The trusted provider of accurate rates and financial information