Budgeting basics

A budget is a spending plan that helps you understand how much money you're making and where you're spending it. A budget is the cornerstone of a strong financial plan.

Envelope budgeting

Zero-based budget

Create a home budget

Budgeting tips

A couple budgets together.

Not having success with your savings? A budget can make things a little easier.

Woman using a calculator and examining financial documents

Understanding discretionary income can help you with your budgeting strategy.

Our guide tackles the basics of disposable income and how you can use it to budget.

Essential reading

Calculate your savings

Use our Savings Calculator to help you quickly and accurately estimate the growth of your investment. Set a goal and figure out how much you need to save each month to hit the mark.

Explore banking products:

CDs Savings Accounts MMAs Checking Accounts

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Calendar of 2023

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A piggybank floating on a liferaft

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Halloween bucket filled with money

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man taking money out of a wallet

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A man uses the Qapital app to save money.

Build up your savings by automatically setting aside small amounts of money.

A couple budgets together.

Not having success with your savings? A budget can make things a little easier.

image of lawnmower and cash

Many of these options are flexible to your schedule.

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