Budgeting basics

A budget is a spending plan that helps you understand how much money you're making and where you're spending it. A budget is the cornerstone of a strong financial plan.

Envelope budgeting

Zero-based budget

Create a home budget

Budgeting tips

A couple budgets together.

Not having success with your savings? A budget can make things a little easier.

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Understanding discretionary income can help you with your budgeting strategy.

Our guide tackles the basics of disposable income and how you can use it to budget.

Essential reading

Calculate your savings

Use our Savings Calculator to help you quickly and accurately estimate the growth of your investment. Set a goal and figure out how much you need to save each month to hit the mark.

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Latest articles

Calendar of 2023

Use this challenge to stash more cash toward your savings goals.

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Take a look at the days when CDs were offering investors double-digit returns.

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Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.

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Get the latest rates on top-yielding money market accounts.

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Comparing savings rates can ensure you get the best return on your savings.

Federal Reserve Board Federal Reserve Chairman Jerome Powell speaks during a news conference.

Fed officials, however, are uncertain about how many times they’ll be able to cut borrowing costs in 2025.

Fed Chair Powell Holds News Conference Following FOMC Rate Decision

This Fed communication tool is important, but be cautious when interpreting it.

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Know the two major benefits of opening a CD now, even as interest rates decline.

Calendar of 2023

Use this challenge to stash more cash toward your savings goals.

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An emergency fund is an essential part of a solid financial plan.

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These six simple moves can help you build a cash cushion.

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Here’s a helpful guide to how much you need in savings over the course of your life.

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Creating a timeline is a useful way to plan and meet all your financial goals.

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It’s important to find the right home for your emergency savings.

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Monthly budgets are popular because many expenses, such as rent and bills, occur monthly.

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Rainy day and emergency funds differ but together provide a sound financial plan.

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