Retirement
How much should you have in savings at each age?
8 min read
Budgeting basics
A budget is a spending plan that helps you understand how much money you're making and where you're spending it. A budget is the cornerstone of a strong financial plan.
Budgeting tips
Bankrate offers 18 ideas for stretching your budget to save money.
Discretionary income: Definition, how to calculate it and how it impacts your budget
Personal Finance
Understanding discretionary income can help you with your budgeting strategy.
Our guide tackles the basics of disposable income and how you can use it to budget.
Essential reading
The best places to keep your emergency fund
8 min read
How to start (and build) an emergency fund
11 min read
12 ways to save money every day
7 min read
Calculate your savings
Use our Savings Calculator to help you quickly and accurately estimate the growth of your investment. Set a goal and figure out how much you need to save each month to hit the mark.
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Monthly budgets are popular because many expenses, such as rent and bills, occur monthly.
It’s important to find the right accounts for your emergency savings.
An emergency fund is an essential part of a solid financial plan.
These simple moves can help you build a cash cushion.
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Here’s a helpful guide to how much you need in savings over the course of your life.
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Rainy day and emergency funds differ but together provide a sound financial plan.
Most plan to spend their stimulus funds on necessities, not on shopping, dining or traveling.
For the first time, adult dependents are eligible for a coronavirus stimulus check.
Experts warn the IRS may be hard-pressed to send out checks starting in July.
All federal coronavirus unemployment programs are set to be extended through Sept. 6.
Billions of dollars worth of wrongful unemployment payments have been paid out during the pandemic.
Here’s how these funds can help you achieve your goals.
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Taking a close look at your tax status will be especially vital if you’re still in school.
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