Banking
Take the 52-week money challenge: What it is and how to do it
4 min read
Budgeting basics
A budget is a spending plan that helps you understand how much money you're making and where you're spending it. A budget is the cornerstone of a strong financial plan.
Budgeting tips
Not having success with your savings? A budget can make things a little easier.
Discretionary income: Definition, how to calculate it and how it impacts your budget
Personal Finance
Understanding discretionary income can help you with your budgeting strategy.
Our guide tackles the basics of disposable income and how you can use it to budget.
Essential reading
How to start (and build) an emergency fund
8 min read
12 ways to save money every day
6 min read
5 saving strategies for financial goals
8 min read
The best places to keep your emergency fund
7 min read
Calculate your savings
Use our Savings Calculator to help you quickly and accurately estimate the growth of your investment. Set a goal and figure out how much you need to save each month to hit the mark.
Explore banking products:
Latest articles
With some planning and preparation, this is how I reduced my Thanksgiving grocery bill.
Banks are working to keep customers safe through AI apps and human interaction.
Slow shopping has been growing in popularity despite potential drawbacks.
Knowing a savings bond’s value can help you decide whether to hold it or redeem it.
Comparing savings rates can ensure you get the best return on your savings.
Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
Balancing your checking account may sound dated, but it still makes sense.
It’s a low interest rate environment, but there are ways to earn more on your money.
An emergency fund is an essential part of a solid financial plan.
These six simple moves can help you build a cash cushion.
Here’s a helpful guide to how much you need in savings over the course of your life.
Creating a timeline is a useful way to plan and meet all your financial goals.
It’s important to find the right home for your emergency savings.
Use this challenge to stash more cash toward your savings goals.
Monthly budgets are popular because many expenses, such as rent and bills, occur monthly.
Rainy day and emergency funds differ but together provide a sound financial plan.
It’s time to commit to a plan to ditch these bad financial habits altogether.
You’ll need a SWIFT code for international wire transfers. Here’s how to find one.
If you find yourself in the same boat as Barbie, here’s what you should know about CDs, treasuries and corporate bonds.
Saving for your grandchildren can help to minimize the financial burdens they face down the road.
This conversational AI tool can add up your spending and offer advice on how to save.
Whether you’re a seller who’s looking to declutter your home or a buyer seeking bargains, a yard sale can be just the answer.
Want to avoid common savings missteps? Find out what people do at every age that hurts their financial goals.
Here’s what you need to do to become a credit union member.
The trusted provider of accurate rates and financial information