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Budgeting basics

A budget is a spending plan that helps you understand how much money you're making and where you're spending it. A budget is the cornerstone of a strong financial plan.

Budgeting tips

A couple budgets together.
Not having success with your savings? A budget can make things a little easier.
Woman using a calculator and examining financial documents
Understanding discretionary income can help you with your budgeting strategy.
Our guide tackles the basics of disposable income and how you can use it to budget.

Calculate your savings

Use our Savings Calculator to help you quickly and accurately estimate the growth of your investment. Set a goal and figure out how much you need to save each month to hit the mark.

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Calendar of 2023
Use this challenge to stash more cash toward your savings goals.
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Young couple happily looking at financial documents
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As APYs hit 5 percent, now’s the time to consider higher yielding savings accounts.
Close up of someone hands holding and counting American dollar banknotes in her hand
Most people know they should be saving a portion of their income, but they might not grasp all of the benefits of doing so. Saving is an important habit to get into for a number of reasons — it helps [...]
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A biweekly budget lets you allocate your expenses better than on a monthly basis.
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Saving $1,000 need not be a daunting task. Here are 11 ways to do so.
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Here’s the difference between APY and interest rate.
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