Banking
12 ways to save money every day
7 min read
Budgeting basics
A budget is a spending plan that helps you understand how much money you're making and where you're spending it. A budget is the cornerstone of a strong financial plan.
Budgeting tips
Bankrate offers 18 ideas for stretching your budget to save money.
Discretionary income: Definition, how to calculate it and how it impacts your budget
Personal Finance
Understanding discretionary income can help you with your budgeting strategy.
Our guide tackles the basics of disposable income and how you can use it to budget.
Essential reading
The best places to keep your emergency fund
7 min read
How to start (and build) an emergency fund
9 min read
Calculate your savings
Use our Savings Calculator to help you quickly and accurately estimate the growth of your investment. Set a goal and figure out how much you need to save each month to hit the mark.
Months
Years
Total savings breakdown: | ||
| Interest earned | $ 5,803.89 | |
| Total contributions | + $24,000 | |
| Initial deposit | + $10,000 | |
Your total savings
$
39,803.
89
The average APY in the U.S. is 0.59%. Enter an APY to see how much you can save, or choose an APY from one of our partners.
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Latest articles
Adding more to your savings goals is easier than you think. Here’s how.
The CFPB dropped its lawsuit alleging Capital One cheated customers out of interest.
Here’s the difference between APY and interest rate.
It’s possible to negotiate a higher-yielding savings account at your bank.
Keeping your savings in a bank down the street may seem like the obvious play, but there may be real downsides for doing so.
Finding the right savings account consists of comparing rates, fees and more.
These are the key differences between an FSA and an HSA, and how to choose the right one for you.
Learn why you need to check your APY.
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