Retirement
How much should you have in savings at each age?
8 min read
Budgeting basics
A budget is a spending plan that helps you understand how much money you're making and where you're spending it. A budget is the cornerstone of a strong financial plan.
Budgeting tips
Bankrate offers 18 ideas for stretching your budget to save money.
Discretionary income: Definition, how to calculate it and how it impacts your budget
Personal Finance
Understanding discretionary income can help you with your budgeting strategy.
Our guide tackles the basics of disposable income and how you can use it to budget.
Essential reading
The best places to keep your emergency fund
8 min read
How to start (and build) an emergency fund
11 min read
12 ways to save money every day
7 min read
Calculate your savings
Use our Savings Calculator to help you quickly and accurately estimate the growth of your investment. Set a goal and figure out how much you need to save each month to hit the mark.
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Latest articles
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These simple moves can help you build a cash cushion.
Lower rates won’t fix trade uncertainty, and credit could still be tight.
Monthly budgets are popular because many expenses, such as rent and bills, occur monthly.
It’s important to find the right accounts for your emergency savings.
An emergency fund is an essential part of a solid financial plan.
These simple moves can help you build a cash cushion.
Use this challenge to stash more cash toward your savings goals.
Here’s a helpful guide to how much you need in savings over the course of your life.
Creating a timeline is a useful way to plan and meet all your financial goals.
Rainy day and emergency funds differ but together provide a sound financial plan.
The amount of money you should save each month will vary based on your goals. Here’s what to know.
Ready to open a savings account? Here’s what you’ll need to know.
Here’s how to save an extra $100 monthly with simple changes.
With a bit of planning, you can reduce your grocery bill. Here’s how.
These five banking apps can help you save money even on a tight budget.
Looking to save more? Here are proven strategies to grow your savings this year.
Use these strategies to keep your deposits safe when they top FDIC limits.
Don’t wait for the next Fed meeting to see where rates go before opening a deposit account.
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