Retirement
How much should you have in savings at each age?
8 min read
Budgeting basics
A budget is a spending plan that helps you understand how much money you're making and where you're spending it. A budget is the cornerstone of a strong financial plan.
Budgeting tips
Bankrate offers 18 ideas for stretching your budget to save money.
Discretionary income: Definition, how to calculate it and how it impacts your budget
Personal Finance
Understanding discretionary income can help you with your budgeting strategy.
Our guide tackles the basics of disposable income and how you can use it to budget.
Essential reading
The best places to keep your emergency fund
8 min read
How to start (and build) an emergency fund
11 min read
12 ways to save money every day
7 min read
Calculate your savings
Use our Savings Calculator to help you quickly and accurately estimate the growth of your investment. Set a goal and figure out how much you need to save each month to hit the mark.
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Latest articles
How to find the best high-yield savings account in times of high inflation
Get the latest rates on top-yielding money market accounts.
Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
What is stagflation, explained — and whether the economic crisis could return from Trump’s trade war
Stagflation is an economic “super villain,” bringing high inflation and unemployment.
Prices rise and fall all the time in the U.S. economy. It’s not always inflation.
Comparing savings rates can ensure you get the best return on your savings.
These simple moves can help you build a cash cushion.
Lower rates won’t fix trade uncertainty, and credit could still be tight.
Monthly budgets are popular because many expenses, such as rent and bills, occur monthly.
It’s important to find the right accounts for your emergency savings.
An emergency fund is an essential part of a solid financial plan.
These simple moves can help you build a cash cushion.
Use this challenge to stash more cash toward your savings goals.
Here’s a helpful guide to how much you need in savings over the course of your life.
Creating a timeline is a useful way to plan and meet all your financial goals.
Rainy day and emergency funds differ but together provide a sound financial plan.
Before making this your own version of the roaring ’20s, here’s what you may want to consider.
Those taxpayers could potentially see thousands of extra dollars when they file for the Recovery Rebate Credit.
Most plan to spend their stimulus funds on necessities, not on shopping, dining or traveling.
For the first time, adult dependents are eligible for a coronavirus stimulus check.
Experts warn the IRS may be hard-pressed to send out checks starting in July.
All federal coronavirus unemployment programs are set to be extended through Sept. 6.
Billions of dollars worth of wrongful unemployment payments have been paid out during the pandemic.
Here’s how these funds can help you achieve your goals.
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