Budgeting basics

A budget is a spending plan that helps you understand how much money you're making and where you're spending it. A budget is the cornerstone of a strong financial plan.

Envelope budgeting

Zero-based budget

Create a home budget

Budgeting tips

A couple budgets together.

Not having success with your savings? A budget can make things a little easier.

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Understanding discretionary income can help you with your budgeting strategy.

Our guide tackles the basics of disposable income and how you can use it to budget.

Essential reading

Calculate your savings

Use our Savings Calculator to help you quickly and accurately estimate the growth of your investment. Set a goal and figure out how much you need to save each month to hit the mark.

Explore banking products:

CDs Savings Accounts MMAs Checking Accounts

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Woman watering plants.

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Illustration of construction workers on a roof

An emergency fund is an essential part of a solid financial plan.

Mother and daughter shopping for vegetables

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illustration of money growing on trees

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young woman smiling on city sidewalk

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Man using cell phone in living room

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Calendar of 2023

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Young man choosing oranges in the supermarket

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Mechanic uses force to unlock bolt

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couple in front of house with shape illustrations

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couple in front of house with shape illustrations

These simple steps will help you get the homebuying process underway.

front of the apple building with illustrations of shapes

Apple’s new savings account offers a competitive rate. Here’s how it compares.

Young college student with backpack and illustrations of cash

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Greg McBride

It’s easy to open a savings account. Just make sure you have this information handy.

Side view of man jogging in city

If you’re looking for help becoming a better saver, here are some tips for setting savings goals.

A group of graduates

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woman looking at her phone while walking outside

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