Budgeting basics

A budget is a spending plan that helps you understand how much money you're making and where you're spending it. A budget is the cornerstone of a strong financial plan.

Envelope budgeting

Zero-based budget

Create a home budget

Budgeting tips

A couple budgets together.

Not having success with your savings? A budget can make things a little easier.

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Understanding discretionary income can help you with your budgeting strategy.

Our guide tackles the basics of disposable income and how you can use it to budget.

Essential reading

Calculate your savings

Use our Savings Calculator to help you quickly and accurately estimate the growth of your investment. Set a goal and figure out how much you need to save each month to hit the mark.

Explore banking products:

CDs Savings Accounts MMAs Checking Accounts

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Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.

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Illustration of construction workers on a roof

An emergency fund is an essential part of a solid financial plan.

Mother and daughter shopping for vegetables

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illustration of money growing on trees

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Man using cell phone in living room

It’s important to find the right home for your emergency savings.

Calendar of 2023

Use this challenge to stash more cash toward your savings goals.

Young man choosing oranges in the supermarket

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Mechanic uses force to unlock bolt

Rainy day and emergency funds differ but together provide a sound financial plan.

Man lost in thought as he sits at his office desk

Economists, however, have a different word for describing the economic environment.

Woman working on finances during the holiday season

There are savings opportunities in the current interest rate environment.

Woman using smart phone on wall

The best account to save your money will vary by your goal.

Smiling young woman studying in her living room

These brain-boosting financial guides will help you gain knowledge about your money.

Young woman with a lighthearted conflicted expression

When faced with the temptation of a big impulse purchase, try this savings rule.

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Saving for your next big trip now can pay off in the long run. Here’s how.

Fresh produce

With a bit of planning, you can slash your grocery bill. Here’s how.

Mechanic uses force to unlock bolt

Rainy day and emergency funds differ but together provide a sound financial plan.

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