Banking
Take the 52-week money challenge: What it is and how to do it
4 min read
Budgeting basics
A budget is a spending plan that helps you understand how much money you're making and where you're spending it. A budget is the cornerstone of a strong financial plan.
Budgeting tips
Not having success with your savings? A budget can make things a little easier.
Discretionary income: Definition, how to calculate it and how it impacts your budget
Personal Finance
Understanding discretionary income can help you with your budgeting strategy.
Our guide tackles the basics of disposable income and how you can use it to budget.
Essential reading
How to start (and build) an emergency fund
8 min read
12 ways to save money every day
6 min read
5 saving strategies for financial goals
8 min read
The best places to keep your emergency fund
7 min read
Calculate your savings
Use our Savings Calculator to help you quickly and accurately estimate the growth of your investment. Set a goal and figure out how much you need to save each month to hit the mark.
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Latest articles
Get the latest rates on top-yielding money market accounts.
Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
Comparing savings rates can ensure you get the best return on your savings.
Here’s how to determine what a good interest rate is on your deposit accounts.
Here’s a convenient way for Apple device users to transfer money between friends and family.
Banks are working to keep customers safe through AI apps and human interaction.
With some planning and preparation, this is how I reduced my Thanksgiving grocery bill.
Slow shopping has been growing in popularity despite potential drawbacks.
An emergency fund is an essential part of a solid financial plan.
These six simple moves can help you build a cash cushion.
Here’s a helpful guide to how much you need in savings over the course of your life.
Creating a timeline is a useful way to plan and meet all your financial goals.
It’s important to find the right home for your emergency savings.
Use this challenge to stash more cash toward your savings goals.
Monthly budgets are popular because many expenses, such as rent and bills, occur monthly.
Rainy day and emergency funds differ but together provide a sound financial plan.
Split direct deposit is a simple way to painlessly boost your savings.
You’ve matured, but those savings bonds from childhood may still need more time.
Now might be the time to dust off those paper bonds and cash them in. Here’s what you need to know.
A savings account can be a great tool to teach your child about money. Here are a few of our favorites.
Giving money as a gift doesn’t have to be boring. Use this guide to personalize your monetary giving.
The best time to cash in savings bonds depends on an investor’s life circumstances.
The best savings accounts for teenagers offer competitive rates and charge no fees.
The top high-yield savings accounts are currently earning APYs of 5 percent and greater.
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