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Budgeting basics

A budget is a spending plan that helps you understand how much money you're making and where you're spending it. A budget is the cornerstone of a strong financial plan.

Budgeting tips

A couple budgets together.
Not having success with your savings? A budget can make things a little easier.
Woman using a calculator and examining financial documents
Understanding discretionary income can help you with your budgeting strategy.
Our guide tackles the basics of disposable income and how you can use it to budget.

Calculate your savings

Use our Savings Calculator to help you quickly and accurately estimate the growth of your investment. Set a goal and figure out how much you need to save each month to hit the mark.

Latest articles

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The coronavirus pandemic drained Americans’ savings accounts.
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The first of six monthly Child Tax Credit (CTC) payments start July 15.
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The concept is seen as a way to boost innovation and competition, ultimately giving consumers better digital options for their money.
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Here’s where the nation’s top economists see hiring, the Fed and inflation heading over the next year.
Federal Reserve Chairman Jerome Powell speaks at press conference
Higher inflation and a troubled labor market could be the Fed’s nightmare scenario.
A shopper wearing a protective face mask fills a grocery cart with bottled water at a supermarket.
Higher inflation is here, but the big question is whether it’s here to stay or not.
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The savings account has always been a time-tested standby. Here’s why it still matters.
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The longer an individual is out of a job, the more likely they are to lose skills, face discrimination from employers and see lower wages.
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Here’s a helpful guide to how much you need in savings over the course of your life.
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Creating a timeline is a useful way to plan and meet all your financial goals.
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An emergency fund is an essential part of a solid financial plan.
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It’s important to find the right home for your emergency savings.
Calendar of 2023
Use this challenge to stash more cash toward your savings goals.
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Monthly budgets are popular because many expenses, such as rent and bills, occur monthly.
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Rainy day and emergency funds differ but together provide a sound financial plan.
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Should you let these fintechs automate your budgeting?
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Here are some of the best savings accounts you can sign up for as a business owner.
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Comparing savings rates can ensure you get the best return on your savings.
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Get the latest rates on top-yielding money market accounts.
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Impulse buying can drain your savings. Here are five tips for avoiding it to protect your money.
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Interest is the price you pay to borrow money or the cost you charge to lend money.
A student withdraws cash at an ATM.
There are ways to access your money and ultimately spend it. Here’s how.
young woman smiling on city sidewalk
Creating a timeline is a useful way to plan and meet all your financial goals.
Someone holding a jar full of coins. The jar says savings on it.
ADHD can affect your ability to manage money — here are tips that work for me.
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