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Budgeting basics

A budget is a spending plan that helps you understand how much money you're making and where you're spending it. A budget is the cornerstone of a strong financial plan.

Budgeting tips

A couple budgets together.
Not having success with your savings? A budget can make things a little easier.
Woman using a calculator and examining financial documents
Understanding discretionary income can help you with your budgeting strategy.
Our guide tackles the basics of disposable income and how you can use it to budget.

Calculate your savings

Use our Savings Calculator to help you quickly and accurately estimate the growth of your investment. Set a goal and figure out how much you need to save each month to hit the mark.

Latest articles

Economists say the risks of a downturn are still high, even as the economy stays strong.
Savings account and money market rate forecast
Expect savings and money market account yields to slide lower, but they still should outpace inflation
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You can find a CD account that significantly out-earns the national average if you shop around among banks.
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Many of these banks offer low-fee accounts and higher yields than some of the biggest banks.
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Make 2024 the year you take your savings to the next level.
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A notary public witnesses and validates the signing of important documents.
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The start of a new year is a great time to set financial intentions.
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An emergency fund is an essential part of a solid financial plan.
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These six simple moves can help you build a cash cushion.
illustration of money growing on trees
Here’s a helpful guide to how much you need in savings over the course of your life.
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Creating a timeline is a useful way to plan and meet all your financial goals.
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It’s important to find the right home for your emergency savings.
Calendar of 2023
Use this challenge to stash more cash toward your savings goals.
Young man choosing oranges in the supermarket
Monthly budgets are popular because many expenses, such as rent and bills, occur monthly.
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Rainy day and emergency funds differ but together provide a sound financial plan.
Financial manager meeting with couple in bank branch office
Get the latest rates on top-yielding money market accounts.
Whimsical illustration of a hand putting a quarter into a miniature but realistic high end safe. As if it were a piggy bank
Comparing savings rates can ensure you get the best return on your savings.
Young Asian woman using smartphone while relaxing on armchair, checking her bank account via online banking and managing her finances. Online personal banking. Wealth management. Digital banking habits. Smart banking with technology
Here’s how to determine what a good interest rate is on your deposit accounts.
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Knowing a savings bond’s value can help you decide whether to hold it or redeem it.
Woman working with business document and laptop on the table
It’s a low interest rate environment, but there are ways to earn more on your money.
female soldier and her husband use a banking app to check the state of their finances
Bank account budgeting tools make it easy to track your personal finances.
Side view of father cooking food while daughter having apple in kitchen
These simple moves can help build a cash cushion.
Easy mornings and working from home for this couple
Savings yields topping inflation could let you hold onto your purchasing power.
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