Budgeting basics

A budget is a spending plan that helps you understand how much money you're making and where you're spending it. A budget is the cornerstone of a strong financial plan.

Envelope budgeting

Zero-based budget

Create a home budget

Budgeting tips

A couple budgets together.

Not having success with your savings? A budget can make things a little easier.

Woman using a calculator and examining financial documents

Understanding discretionary income can help you with your budgeting strategy.

Our guide tackles the basics of disposable income and how you can use it to budget.

Essential reading

Calculate your savings

Use our Savings Calculator to help you quickly and accurately estimate the growth of your investment. Set a goal and figure out how much you need to save each month to hit the mark.

Explore banking products:

CDs Savings Accounts MMAs Checking Accounts

Latest articles

Wooden figurines modeling a workers strike

If you’re in a union and in the picket line, don’t let your money walk off the job.

Hand pushing numbers on a calculator

These nebulous numeric notations better indicate changes in interest rates.

Fed Chair Jerome Powell speaks at Fed press conference

The higher rates rise, the more Fed watchers wonder: Is the Fed about done?

Businessman using her mobile phone in office

Goods seen on social media can make you green with envy and your account in the red.

Woman reviewing a holiday shopping list

Here’s how to create a budget for the holidays and actually stick to it.

A man researches online.

Looking for a place to park your savings? Here’s why a MMA might be appealing.

man using his cell phone

Here’s a convenient way for Apple device users to transfer money between friends and family.

Someone cutting a stack of cash with scissors

In this era of no-fee banking, pesky fees still exist. Here’s how to avoid them.

illustration of money growing on trees

Here’s a helpful guide to how much you need in savings over the course of your life.

young woman smiling on city sidewalk

Creating a timeline is a useful way to plan and meet all your financial goals.

Illustration of construction workers on a roof

An emergency fund is an essential part of a solid financial plan.

Man using cell phone in living room

It’s important to find the right home for your emergency savings.

Calendar of 2023

Use this challenge to stash more cash toward your savings goals.

Young man choosing oranges in the supermarket

Monthly budgets are popular because many expenses, such as rent and bills, occur monthly.

Mechanic uses force to unlock bolt

Rainy day and emergency funds differ but together provide a sound financial plan.

Woman having coffee and texting on her phone at home

Should you let these fintechs automate your budgeting?

Young woman working from her kitchen island and drinking a hot beverage

Here are some of the best savings accounts you can sign up for as a business owner.

Whimsical illustration of a hand putting a quarter into a miniature but realistic high end safe. As if it were a piggy bank

Comparing savings rates can ensure you get the best return on your savings.

Financial manager meeting with couple in bank branch office

Get the latest rates on top-yielding money market accounts.

Pair of friends shoe shopping

Impulse buying can drain your savings. Here are five tips for avoiding it to protect your money.

Man watering plants

Interest is the price you pay to borrow money or the cost you charge to lend money.

A student withdraws cash at an ATM.

There are ways to access your money and ultimately spend it. Here’s how.

young woman smiling on city sidewalk

Creating a timeline is a useful way to plan and meet all your financial goals.

Someone holding a jar full of coins. The jar says savings on it.

ADHD can affect your ability to manage money — here are tips that work for me.

The trusted provider of accurate rates and financial information