Budgeting basics

A budget is a spending plan that helps you understand how much money you're making and where you're spending it. A budget is the cornerstone of a strong financial plan.

Envelope budgeting

Zero-based budget

Create a home budget

Budgeting tips

A couple budgets together.

Not having success with your savings? A budget can make things a little easier.

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Understanding discretionary income can help you with your budgeting strategy.

Our guide tackles the basics of disposable income and how you can use it to budget.

Essential reading

Calculate your savings

Use our Savings Calculator to help you quickly and accurately estimate the growth of your investment. Set a goal and figure out how much you need to save each month to hit the mark.

Explore banking products:

CDs Savings Accounts MMAs Checking Accounts

Latest articles

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An emergency fund is an essential part of a solid financial plan.

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Checking and savings accounts are different. Should you have one, the other — or both?

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Savings bonds are safe and easy to buy, but you can earn higher interest income elsewhere.

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An emergency fund is an essential part of a solid financial plan.

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These six simple moves can help you build a cash cushion.

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Here’s a helpful guide to how much you need in savings over the course of your life.

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Creating a timeline is a useful way to plan and meet all your financial goals.

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It’s important to find the right home for your emergency savings.

Calendar of 2023

Use this challenge to stash more cash toward your savings goals.

Young man choosing oranges in the supermarket

Monthly budgets are popular because many expenses, such as rent and bills, occur monthly.

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Rainy day and emergency funds differ but together provide a sound financial plan.

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Knowing a savings bond’s value can help you decide whether to hold it or redeem it.

Whimsical illustration of a hand putting a quarter into a miniature but realistic high end safe. As if it were a piggy bank

Comparing savings rates can ensure you get the best return on your savings.

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It’s a low interest rate environment, but there are ways to earn more on your money.

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Bank account budgeting tools make it easy to track your personal finances.

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These simple moves can help build a cash cushion.

Easy mornings and working from home for this couple

Savings yields topping inflation could let you hold onto your purchasing power.

A woman does her budgeting.

The amount of money you should save each month will vary based on your goals. Here’s what to know.

A young girl visits a doctor.

Confused about finding an HSA? Use these tips to determine the best deal for you.

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