Budgeting basics

A budget is a spending plan that helps you understand how much money you're making and where you're spending it. A budget is the cornerstone of a strong financial plan.

Envelope budgeting

Zero-based budget

Create a home budget

Budgeting tips

A couple budgets together.

Not having success with your savings? A budget can make things a little easier.

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Understanding discretionary income can help you with your budgeting strategy.

Our guide tackles the basics of disposable income and how you can use it to budget.

Essential reading

Calculate your savings

Use our Savings Calculator to help you quickly and accurately estimate the growth of your investment. Set a goal and figure out how much you need to save each month to hit the mark.

Explore banking products:

CDs Savings Accounts MMAs Checking Accounts

Latest articles

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Recent Bankrate data shows that young people are the ones most optimistic about their finances.

It’s relatively easy to get a higher return on your money if you do your homework.

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Recession odds have fallen from a high of 65 percent in the third quarter of 2023.

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Economists are divided over when inflation will hit the Fed’s 2 percent goal.

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Experts still expect a major hiring slowdown, even if it hasn’t happened yet.

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Rate cuts might not bring the relief consumers have been waiting for.

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The Apple Card savings account APY may be lower, but well above the national average.

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Follow these simple steps to earn competitive rates on your shorter-term savings.

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Here’s a helpful guide to how much you need in savings over the course of your life.

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Creating a timeline is a useful way to plan and meet all your financial goals.

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An emergency fund is an essential part of a solid financial plan.

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It’s important to find the right home for your emergency savings.

Calendar of 2023

Use this challenge to stash more cash toward your savings goals.

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Monthly budgets are popular because many expenses, such as rent and bills, occur monthly.

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Rainy day and emergency funds differ but together provide a sound financial plan.

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Should you let these fintechs automate your budgeting?

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Here are some of the best savings accounts you can sign up for as a business owner.

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Comparing savings rates can ensure you get the best return on your savings.

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Get the latest rates on top-yielding money market accounts.

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Impulse buying can drain your savings. Here are five tips for avoiding it to protect your money.

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Interest is the price you pay to borrow money or the cost you charge to lend money.

A student withdraws cash at an ATM.

There are ways to access your money and ultimately spend it. Here’s how.

young woman smiling on city sidewalk

Creating a timeline is a useful way to plan and meet all your financial goals.

Someone holding a jar full of coins. The jar says savings on it.

ADHD can affect your ability to manage money — here are tips that work for me.

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