Budgeting basics

A budget is a spending plan that helps you understand how much money you're making and where you're spending it. A budget is the cornerstone of a strong financial plan.

Envelope budgeting

Zero-based budget

Create a home budget

Budgeting tips

A couple budgets together.

Not having success with your savings? A budget can make things a little easier.

Woman using a calculator and examining financial documents

Understanding discretionary income can help you with your budgeting strategy.

Our guide tackles the basics of disposable income and how you can use it to budget.

Essential reading

Calculate your savings

Use our Savings Calculator to help you quickly and accurately estimate the growth of your investment. Set a goal and figure out how much you need to save each month to hit the mark.

Explore banking products:

CDs Savings Accounts MMAs Checking Accounts

Latest articles

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High inflation has a financial toll similar to job loss.

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Use this challenge to stash more cash toward your savings goals.

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Monthly budgets are popular because many expenses, such as rent and bills, occur monthly.

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Rainy day and emergency funds differ but together provide a sound financial plan.

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Knowing a savings bond’s value can help you decide whether to hold it or redeem it.

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Comparing savings rates can ensure you get the best return on your savings.

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It’s a low interest rate environment, but there are ways to earn more on your money.

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Bank account budgeting tools make it easy to track your personal finances.

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These simple moves can help build a cash cushion.

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Savings yields topping inflation could let you hold onto your purchasing power.

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The amount of money you should save each month will vary based on your goals. Here’s what to know.

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Confused about finding an HSA? Use these tips to determine the best deal for you.

The trusted provider of accurate rates and financial information